thehartford.com

Every company is vulnerable to an accident that can trigger a sizeable lawsuit in our litigious society. Some of these losses could exceed the limits of your primary general liability or auto liability insurance coverage. Protect your business with umbrella insurance from The Hartford.

An umbrella policy is a valuable risk-management tool that can help your business survive a significant liability claim. Added to your primary insurance portfolio, it provides coverage that can help preserve your business assets.

The Value of Umbrella: Helping Your Business Survive a Sizeable Lawsuit or Liability Claim
If several people were injured in an auto accident and your employee driving a company-owned vehicle was at fault, the resulting liability could be significant:
Cost of medical treatment / lawsuit award	$3,500,000
The outcome of a sizeable lawsuit could cripple your cash flow or shut down your business.
Your basic liability limit	$1,000,000
Your responsibility without umbrella	$2,500,000
With umbrella insurance, the chances of your business surviving a large liability claim are increased significantly. In this case, for example, a $5 million umbrella policy could cover the additional $2,500,000 if you're found liable, and preserve your capital so you can stay in business.
Umbrella policy coverage	$2,500,000
Your responsibility with umbrella	$0

When you choose The Hartford for umbrella insurance, you can get up to $25 million of coverage limits- and the peace of mind that comes from knowing your business has this valuable protection.

To learn more about the value of umbrella coverage-and just how much protection is right for your business-contact a Hartford agent today.