thehartford.com

When it comes to program business, The Hartford has the answer for agents, brokers, managing general agents, wholesalers, and associations that want to create alliances with us.

The Hartford is looking to partner with agents and groups that want to:

• Customize a "program" to meet the unique needs and objectives of a group of customers
• Enhance profitability of existing programs

What Makes an Ideal Program Carrier
The Hartford offers a leading advantage in today’s competitive marketplace through our:

• Commitment to aggressively grow program business and explore new program opportunities
• Solid reputation for financial strength and stability
• Dedicated staff to manage programs
• Flexibility to consider a variety of program opportunities, such as those that focus on a class of business, a higher-hazard exposure, a specific distribution channel, or a difficult-to-place coverage
• Proven track record for program success

What Makes a Successful Partnership
We look to partner with agents and groups that have:

• An entrepreneurial approach to programs
• Knowledge of the industry
• An existing program or book that has:
  • Small to midsize accounts
  • A profitable track record
  • Growth potential

What We Look for in a Specialty Program
The Hartford is a market for:

• Standard lines programs involving homogeneous accounts
• Higher-hazard or unique exposures
• Regional or national programs

What We Look for in a Captive Program
We look to partner with a captive sponsor who wants to participate in a program's underwriting and financial results for small to midsize accounts.  We have proven expertise working with the following captives:

• Agency captives owned by agents or brokers
• Group captives owned by member policyholders
• Association captives owned by associations, cooperatives and franchisors 

Products & Services
With our program experience, competitive products and ease of doing business, The Hartford offers a leading market advantage, including:

• Programs that focus on long-term profitability
• Customized product and coverage forms
• Tailored rating, claim and loss control service plans
• Program management services, such as financial performance monitoring, marketing support and loss control seminars
• Dedicated underwriting for programs that have both high risk exposures and standard lines
• Dedicated actuarial, claim and loss control personnel to service our programs

Sampling of Our Programs

• Alarm Contractors
• Arborists
• Craft Brewers
• Fine & Casual Dining Restaurants
• Healthcare Facilities
• Limousine Operators
• Orthothic & Prosthetic Professionals
• Pool & Spa Contractors
• Railroad Services
• Self Storage Facilities
• Truck Equipment Firms
• Water Well Drillers

Why Choose The Hartford
When you choose The Hartford as a partner for your program business, you benefit from:

• Our financial strength
• A carrier that writes on admitted paper and is filed in 50 states
• The full range of The Hartford’s extensive property and casualty product portfolio
• Services that help you control your losses

For more information, contact Rich Suter at 860-547-4470
or richard.suter@thehartford.com