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Small Business Insurance

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Small Business Insurance Solutions from The Hartford

Grow, protect, and enjoy your small business with insurance and group benefits plans designed to meet your unique needs.

Small Business Insurance Coverages

Interested in business insurance solutions? Learn more about our insurance coverages, tailored to meet the unique needs of your organization.

 

Small Business Employee Benefits

Learn about our employee benefits products, designed to help you attract and retain the best talent for your small business.


Customized Small Business Insurance by Industry

The Hartford offers dedicated risk management and underwriting services for a variety of small businesses. Our customized solutions are designed to help your small business succeed.

Coverage for wide array of professional services including but not limited to accountants, advertising agencies, answering services, appraisers, business & management consultants, commercial property owners & managers, employment agencies, insurance agents, interior decorators, law firms, meeting planners, notary publics, photofinishing labs, public relations services, research organizations, secretarial & court reporting services, telemarketing firms, and travel agencies.

All Business & Professional Services

Coverage for banks, lending institutions, investment firms, and insurance companies

All Financial Services

Coverage for small specialty trade contractors, midsize to large contractors, and construction wrap-up projects.

All Construction & Contractors

Coverage for printers & publishers, food processors, metal manufacturers, electronics manufacturers, plastics manufacturers, specialized truck equipment, auto parts manufacturers, and industrial equipment manufacturers.

All Manufacturing

Coverage for wholesalers and distributors of a wide array of products including but not limited to appliances, books, clothing, computer equipment & software, construction machinery, drugs & medical supplies, electronic parts, flowers, hardware, heating & air conditioning supplies, industrial equipment, office equipment & supplies, plumbing supplies, scrap & waste materials, and sporting goods.

All Wholesalers & Distributors

Common Claims

The pie chart below breaks down small business insurance claims by coverage type. For information on how to prevent losses at your business, view these safety tips.  

Small Business Insurance Claims

Ideas & Insights

Business Study  

Small Business Success Study

The Hartford Small Business Success Study reveals that small business owners may be taking a more conservative approach to running their businesses despite more feeling optimistic the economy will strengthen.
Read More

     
Workers Compensation Insurance  

Insurance 101

Check out our comprehensive E-guides on Workers' Comp, BOP, and Commercial Auto for answers to your questions on audits, claims, costs, and more.
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This site outlines in general terms the coverages and services that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance or life and accident insurance company subsidiaries of The Hartford Financial Services Group, Inc.

* Total includes all claims under Small Commercial policies closed in the past 365 days.

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Business Playbook

You have questions about running your business. Our playbook provides answers.

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Real people.
Real stories.

How many claims has The Hartford resolved in the past year?*

 

But to us, each claim is more than just a number. It's the story behind it.

Small Commercial

Testimonial: Seguinot & Associates

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Workers' Compensation Claims
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Group Benefits Employers
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Employment Practices Liability Insurance

Protect your business from employment related claims.

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