The Hartford understands your business customers need more than just standard coverage to help protect against the financial risks associated with their company vehicles, both on and off the road. That's why our auto policies offer a variety of coverage enhancements to help protect their business and bottom line. And most importantly, we work hard to deliver the high quality claims service your customers need and expect.
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Broad Coverage at No Additional Cost
Our Broad Form Endorsement provides 19 coverage enhancements in one convenient policy — added at no additional charge.
The Hartford's Broad Form Endorsement provides some of the most robust coverage available. This extensive package of coverages — some of which are not generally available elsewhere in the industry — is automatically included each time you quote a new business auto policy. And it's added automatically to both new and renewal business auto policies at no additional cost.
Among the features are:
- Loan and lease gap coverage — Pays the outstanding balance of a lease or loan in the event of a total loss to a covered auto.
- Electronic equipment coverage — Pays $1,500, less $250 deductible, if the equipment is permanently installed.
- Hired auto physical damage — If company-owned vehicles are insured by The Hartford, additional coverage of up to $100,000 also applies to any vehicle the business leases, rents or borrows.
- Hybrid payment coverage — If a non-hybrid auto is a total loss and is replaced by a hybrid auto within 60 days, The Hartford will pay an additional 10 percent of the actual cash value, up to a maximum of $2,500.
Exceptional Resources for Exceptional Claims Service
Since 1810, The Hartford has consistently delivered timely, accurate claims management.
Besides providing coverage that fulfills their needs, your customers also want straight-forward claims service. That's why nothing is more important to us than getting your customer back on the road quickly after an accident.
The Hartford's claims operation has the experience, resources and expertise to get your customer up and running again as soon as possible. Our claim resources include:
- Multiple claim centers across the country staffed by knowledgeable claim professionals. For complex, high-exposure claims, specialized in-house consultants are on hand to provide specialized claims expertise.
- Mobile auto adjusters who have claims wirelessly routed to their laptops to expedite response times.
- More than 2,000 approved auto repair shops nationwide whose workmanship is guaranteed on covered repairs countrywide by The Hartford and for as long as the business owns or leases the vehicle.
- A 24-hour, toll-free glass repair hotline to report glass-only claims and schedule service. Mobile service is available in many areas.
