The Hartford

Protecting your financial security is about making sure you are protecting your current lifestyle. Having the right amount of life insurance and disability coverage protects your income should you become unable to work.

Group Life Insurance
Our group life insurance program provides several options for protecting your family. The Hartford provides $25,000 of basic life insurance at no cost to employees. Employees have the option to purchase additional life insurance coverage for themselves and for their spouses, domestic partners, and children.

Short-Term and Long-Term Disability Coverage
We provide other benefits to help you protect your income in the event that you are unable to work due to a disability. Eligible employees are provided with short-term disability insurance and a basic level of long-term disability coverage, and have the option to purchase additional coverage. This coverage is one of the most important ways to protect your family and your financial assets.

Flexible Spending Accounts (FSA)
We offer two types of FSAs. A health care FSA allows you to set aside a portion of your earnings, on a pre-tax basis, to pay for qualified medical expenses. A dependent day care FSA allows you to do the same for qualified dependent day care expenses.

Health Savings Accounts
A Health Savings Account is a tax-advantaged account used in conjunction with a high deductible health plan, which you can use to pay for current and future qualified medical expenses for yourself, your spouse and your dependents. This unique type of account allows you to make pre-tax contributions, take distributions (for qualified medical expenses) and potentially grow your account through investment earnings on a tax-free basis.