Disaster Planning: Make a Recovery Plan
Having a disaster preparedness plan established ahead of time can help make a stressful time a little easier. Don’t wait until a disaster is headed your way – make your disaster recovery plan in advance so that you and your family will be better prepared in an emergency.
Disaster Preparedness for Your Unique Risks
- Natural disasters are not one size fits all. Know what you’re at the highest risk for and plan accordingly.
- Make sure you understand the events most likely to impact your location.
- Collect and store emergency supply items such as flashlights, batteries, fresh water, a portable radio, and medications.
- Know and record your source for severe weather information. State and local governments often maintain phone numbers or websites for official disaster updates.
Plan for Evacuation
In any disaster, it is always a possibility that you may need to evacuate your home. Make sure your disaster preparedness plan accounts for possible evacuation
- Locate and store your important documents and other property in a place you can access quickly. These items may include your driver’s license, Social Security card, Medicare and health insurance cards, prescriptions, cash, medical records, financial records, insurance policies, and home inventory. You should also keep copies of all important papers in a safe deposit box or in a secure location away from your primary residence.
- Make a list of key phone numbers of friends, family, and the claim office for your home and auto insurance company. Keep this list with your important papers.
- Know where you will go if you have to evacuate, including the location of the nearest shelter. Local fire and police departments and disaster preparedness agencies in your community may be able to help you locate shelters near you.
Set Up Your Support Network
When making your disaster recovery plan, know whose help you may need before, during, and after the event.
- Discuss needs ahead of time so roles are defined and expectations are clear.
- Understand what you should or should not expect from disaster relief agencies such as FEMA and the American Red Cross.
- Know the process for reporting a claim to your insurance company.
- Also, know who may need your help.
Evaluate the Risks and Abilities of Family Members
If anyone in your family has special needs such as health issues or physical limitations, it’s critical that your disaster plan accounts for their needs.
- Do they take medication that will require an extra supply in an emergency?
- Does their medicine require refrigeration?
- Do they depend on electricity to operate medical equipment?
- Do they need special assistance in getting in and out of safe locations, or in obtaining transportation if it is necessary to evacuate?
- In the event of an evacuation, is a nearby shelter accessible for someone with disabilities? If not, contact your local health department to learn where the nearest special-needs shelter is in your area.
Disaster Preparedness for Your Pets
For many Americans, pets are family members too. If you have a pet, you should investigate the emergency pet shelter options in your area. In addition, you’ll want to prepare for your pet’s survival needs:
- Determine whether pets can accompany you to a shelter or other location for safety – such as a hotel or family member’s home. If not, make alternative plans.
- Assemble a pet disaster kit to include leash and carrier, medications, health and vaccination records, water, and other necessities for your pet’s well-being.
- Be sure your pet’s ID tags are either on the animal or in your pet disaster kit. If you have to evacuate, be absolutely certain your pet is wearing identification.
Bundle & Save
You can save up to 20% on home insurance and up to 5% on car insurance when you bundle policies together.