Car Insurance for Delaware Drivers
Delaware drivers, you’ve come to the right place if you’re looking to get a car insurance quote or if you just need information about buying car insurance in Delaware. Drivers in the Diamond State are lucky to have beautiful destinations like the Wilmington riverfront and scenic coastlines just a short drive away.
Even if you’re driving a short distance, it’s important to be protected by car insurance you can trust. The AARP® Auto Insurance Program from The Hartford1 has been protecting Delaware AARP members and their families since 1984, and has earned a reputation for integrity and trust. The Hartford’s customers rate us highly for our car insurance claim service, because they can rely on our car insurance to be there when it’s needed most.
Car Insurance Benefits Offered to Delaware Drivers
Delaware drivers could receive valuable car insurance benefits from the AARP Auto Insurance Program from The Hartford, including:
12-month Rate Protection
New Car Replacement§§
24/7 Claim Service
Required Liability Insurance Coverages in Delaware
Delaware state law requires liability car insurance at the following minimum limits:2
$25,000 for bodily injury, per person per accident
$50,000 for bodily injury, total per accident
$10,000 for property damage per accident
Proof of Car Insurance in Delaware
Delaware state law requires you to furnish a copy of your car insurance ID card if requested by a police officer or other party if involved in an accident. That’s why it’s a good idea to keep a copy of your ID card in the vehicle with your registration. For added convenience, Delaware is now among the states that will accept an electronic copy of your ID card. With The Hartford’s mobile app, you can store your ID card right on your mobile device. Visit the App Store™ or Google Play™ for more information.
Delaware Uninsured Driver Facts
According to a 2012 Insurance Research Council report, 11.5% of Delaware drivers are uninsured. This is below the national average of 12.6%.3
Being involved in an accident with an uninsured or underinsured motorist could be financially devastating. Delaware does not require drivers to carry this coverage, but The Hartford offers this valuable benefit to give you peace of mind.
Additional Car Insurance Coverages Available to Delaware Drivers
For added protection, Delaware drivers may also be eligible for the following coverages from the AARP Auto Insurance Program from The Hartford:
Increased Rental Reimbursement
Staying Safe on Delaware Roads
As you travel through Delaware, there are a number of safe driving laws meant to protect you on Delaware’s highways and byways. Here are just a few:4
Delaware Seat Belt Laws:
Delaware is one of 34 states that have a primary seat belt law – which means that law enforcement can ticket a driver or passenger for not wearing a seat belt without any other traffic violation.
Delaware Distracted Driving Laws:
Delaware has a number of laws in place to discourage distracted driving:
Hand-held cell phones are banned for all drivers in the State of Delaware.
New drivers in Delaware are not allowed to use hand-held or hands-free cell phones.
Texting while driving is banned in the State of Delaware.
Delaware Teen Driver Laws:
Getting a driver’s license is a rite of passage for all teenagers, and Delaware wants to be sure they stay safe in the process! Delaware has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.