Car Insurance for Idaho Drivers
From the hot springs of the south to the mountains of the north, the state of Idaho is truly a gem. Whether you’re traveling along the Lewis & Clark Highway, heading for a hike in the mountains or going trout fishing in the Snake River, experienced Idaho drivers like you can rest assured that you’ll be protected with the AARP® Auto Insurance Program from The Hartford.1 The Hartford has been protecting Idaho AARP members and their families since 1984, and have earned a reputation for integrity and trust, as well as high customer ratings for claims services. You can count on The Hartford to be there when you need us most.
If you’re looking to get a car insurance quote or just need information about buying car insurance in the state of Idaho, you’ve come to the right place.
Car Insurance Benefits Offered to Idaho Drivers
Idaho drivers could receive valuable car insurance benefits from the AARP Auto Insurance Program from The Hartford, including:
12-month Rate Protection
New Car Replacement§§
24/7 Claim Service
Required Car Insurance Coverages in Idaho
Idaho state law requires liability car insurance at the following minimum limits2:
$25,000 for bodily injury, per person per accident.
$50,000 for bodily injury, total per accident.
$15,000 for property damage per accident.
Proof of Car Insurance for Idaho Drivers
It’s smart to keep a copy of your car insurance ID card in the vehicle with your registration, so that you have it available when needed. Idaho is also among several states that now accept electronic proof of insurance, and with The Hartford’s mobile app, you can store your ID cards right on your mobile device. Visit the App Store™ or Google Play™ for more information.
Idaho Uninsured Driver Facts
According to a 2012 Insurance Research Council report, 8.2 percent of Idaho drivers are uninsured. This is well below the national average of 12.6%.3
Idaho state law requires that drivers carry uninsured/underinsured motorist coverage for bodily injury matching the minimum liability limits. This coverage can be waived if the insured refuses it in writing. There is no requirement for property damage coverage under uninsured/underinsured motorist.
Additional Car Insurance Coverages Available to Idaho Drivers
For added protection, Idaho drivers may also be eligible for the following coverages from the AARP Auto Insurance Program from The Hartford:
Comprehensive with Full Glass Coverage
Staying Safe on Idaho Roads
As you travel through Idaho, there are a number of safe driving laws meant to protect you on Idaho’s highways and byways. Here are just a few4:
Idaho Seat Belt Laws:
Although the state of Idaho does not have mandatory seat belt laws, law enforcement can ticket you for this violation if you are pulled over for another reason.
Idaho Distracted Driving Laws:
Texting while driving is banned for all drivers in the State of Idaho.
Idaho Teen Driver Laws:
Getting a driver’s license is a rite of passage for all teenagers, and Idaho wants to be sure they stay safe in the process! Idaho has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.