Car Insurance for Nevada Drivers
Welcome Nevada drivers, we’re happy you found us! The AARP® Auto Insurance Program from The Hartford1 is the place to be if you’re looking to get a car insurance quote or just want to learn more about buying car insurance in Nevada. The Hartford is has been providing car insurance protection to Nevada AARP members and their families since 1984.
Whether you enjoy the nightlife of the Las Vegas strip, or prefer exploring the outdoors in the Northern Nevada cowboy country, the AARP Auto Insurance Program from The Hartford will provide the protection you need when you’re on the road. The Hartford has earned a reputation for integrity and trust over the years, and our customers agree – giving The Hartford high customer ratings for claim service.
Car Insurance Benefits Offered to Nevada Drivers
As a Nevada driver, you could be eligible for several valuable benefits from the AARP Auto Insurance Program from The Hartford, including:
12-month Rate Protection
New Car Replacement§§
24/7 Claim Service
Required Liability Insurance Coverages in Nevada
The following minimum liability car insurance limits are required by Nevada state law:2
$15,000 for bodily injury, per person per accident
$30,000 for bodily injury, total per accident
$10,000 for property damage per accident
Effective July 1, 2018, minimum liability limits in Nevada are changing. Please see below and consider upgrading your limits:
$25,000 for bodily injury, per person per accident
$50,000 for bodily injury, total per accident
$20,000 for property damage per accident
Proof of Car Insurance in Nevada
If you’re involved in an accident, Nevada state law requires you to furnish a copy of your car insurance ID card if requested by a police officer or other party. That’s why it’s a good idea to keep a copy of your ID card in the vehicle with your registration. For added convenience, Nevada is now among the states that will accept an electronic copy of your ID card. With The Hartford’s mobile app, you can store your ID card right on your mobile device. Visit the App Store™ or Google Play™ for more information.
Nevada Uninsured Driver Facts
According to a 2012 Insurance Research Council report, 12.2% of Nevada drivers are uninsured. This is below the national average of 12.6%.3
Being involved in an accident with an uninsured or underinsured motorist could be financially devastating. Nevada does not require drivers to carry this coverage, but The Hartford offers this valuable benefit to give you peace of mind.
Additional Car Insurance Coverages Available to Nevada Drivers
For added protection, Nevada drivers may also be eligible for the following coverages from the AARP Auto Insurance Program from The Hartford:
Increased Rental Reimbursement
Staying Safe on Nevada Roads
As you travel through Nevada, there are a number of safe driving laws meant to protect you on Nevada’s highways and byways. Here are just a few:4
Nevada Seat Belt Laws:
Nevada does not have mandatory seat belt laws, but if you are pulled over for another moving violation, law enforcement can ticket you for not wearing your seat belt.
Nevada Distracted Driving Laws:
Nevada has a number of laws in place to discourage distracted driving:
All Nevada drivers are prohibited from using hand held cell phones.
Texting while driving is banned in the State of Nevada.
Nevada Teen Driver Laws:
Getting a driver’s license is a rite of passage for all teenagers, and Nevada wants to be sure they stay safe in the process! Nevada has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.