Car Insurance for Vermont Drivers
Whether you are traveling to one of Vermont’s famous mountains for skiing and snowboarding, or exploring the artistic city of Burlington, you want to feel secure as you travel the roadways of Vermont. You can trust in car insurance from the AARP® Auto Insurance Program from The Hartford,1 because we’ve been protecting AARP members in Vermont and their families since 1984.
Are you in the market for car insurance? We can help. Read on to learn more about buying car insurance in Vermont, and request a quote from the AARP Auto Insurance Program from The Hartford. The AARP Auto Insurance Program from The Hartford has the reputation for integrity and trust that experienced drivers look for, along with high customer ratings for claims services.
Car Insurance Benefits Offered to Vermont Drivers
Vermont drivers could receive valuable car insurance benefits from the AARP Auto Insurance Program from The Hartford, including:
12-month Rate Protection
New Car Replacement§§
24/7 Claim Service
Required Car Insurance Coverages in Vermont
Vermont state law requires liability car insurance at the following minimum limits:2
$25,000 for bodily injury, per person per accident.
$50,000 for bodily injury, total per accident.
$10,000 for property damage per accident.
Proof of Car Insurance in Vermont
Vermont state law requires you to furnish a copy of your car insurance ID card if requested by a police officer or other party if involved in an accident. That’s why it’s a good idea to keep a copy of your car insurance ID card in the vehicle with your registration. For added convenience, Vermont is now among the states that will accept an electronic copy of your ID card. With The Hartford’s mobile app, you can store your ID card right on your mobile device. Visit the App Store™ or Google Play™ for more information.
Vermont Uninsured Driver Facts
According to a 2012 Insurance Research Council report, 8.5 percent of Vermont drivers are uninsured. This is below the national average of 12.6%.3
The state of Vermont does not require drivers to carry uninsured/underinsured motorist coverage, but The Hartford offers this coverage which will protect you from financial loss if you are involved in an accident with an uninsured motorist.
Additional Car Insurance Coverages and Benefits Available to Vermont Drivers
For added protection, Vermont drivers may also be eligible for the following coverages from the AARP Auto Insurance Program from The Hartford:
Staying Safe on Vermont Roads
As you travel through Vermont, there are a number of safe driving laws meant to protect you on the Vermont’s highways and byways. Here are just a few:4
Vermont Seat Belt Laws:
Although the state of Vermont does not have mandatory seat belt laws, law enforcement can ticket you for this violation if you are pulled over for another reason.
Vermont Distracted Driving Laws:
Texting while driving is banned for all drivers in the State of Vermont.
Vermont Teen Driver Laws:
Getting a driver’s license is a rite of passage for all teenagers, and Vermont wants to be sure they stay safe in the process! Vermont has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.