Business Insurance for ACEC Member Firms

Flexible Coverage to Help Protect Your Business

ACEC logo The ACEC Business Insurance Trust (BIT) has partnered with Greyling and The Hartford to create a customized insurance program exclusively for ACEC Member Firms. Established more than 35 years ago, coverage through the ACEC BIT Program is designed specifically for Member Firms like yours under the direction of a group of trustees who are practicing engineers and understand the insurance needs of ACEC Member Firms.
Greyling logo When insured with the ACEC BIT, your policy provides comprehensive coverage at competitive rates. More than 600,000+ Member Firms have placed their trust in The Hartford. ACEC, Greyling, and The Hartford are committed to providing you with insurance solutions that not only help protect your business but also help you prevail when the unexpected happens.
Along with the ACEC Member only benefits provided by the Trustees, program participants also enjoy:
  • Exclusive Coverage options designed for ACEC Members.
  • Engineering Specific Loss Control resources.
  • Unique Pay-As-You-Go billing for Workers’ Compensation.
  • Access to FREE Quarterly Webinars designed to save you time or lower your risk.
Find Out More About Coverages for ACEC Member Firms
Research shows that small business owners view the insurance experience as a balancing act between purchasing coverage that’s just right – not too much, not too little – but at a price they can afford. With The Hartford, you can purchase the right amount of coverage for your unique business needs and budget.

The Hartford offers two critical insurance coverages: business property and business liability, in one policy – BOP. This convenient policy can protect your business against fire, theft, lawsuits and more.
Let The Hartford stand behind your business. Call 888-871-8191 to speak with an insurance specialist.

Exclusive Property Coverages for ACEC Members

  • Consulting Engineers Property Coverage helps cover property including, but not limited to scientific instruments, cell phones, laptops, watercraft, models and drawings, jobsite office trailers, and cameras.
  • ACEC Stretch and Super Stretch bundles engineering specific additional coverages for one low price including, but not limited to: Accounts Receivable, Computers and Media, Extended Business Income endorsement to include Billable Hours option, and includes joint ventures as an additional insured.
Let The Hartford stand behind your business. Call 888-871-8191 to speak with an insurance specialist.

Unmanned Aircraft (Drone) Coverage

While advancements in technology help create efficiency, they’ve also introduced new threats to engineering firms. Unmanned aircraft more commonly known as “drones” are increasing in popularity and uses. The Hartford created an additional coverage feature for the exposure which can be added onto your Business Owner’s Policy. This coverage helps pay for bodily injury, property damage, and personal injury expenses resulting from operation of an unmanned aircraft. Engineering firms can also elect to purchase property coverage to help repair or replace a drone damaged by a covered cause of loss.
Let The Hartford stand behind your business. Call 888-871-8191 to speak with an insurance specialist.
Our research shows that there are three things most small business owners worry about when it comes to compensating a disabled employee:
  • The cost to cover expenses.
  • Navigating the medical and legal system.
  • Getting their employees healthy and back to work.
With The Hartford, you can purchase coverage that helps you accomplish all three. Our unique approach to covering injured employees goes beyond the basics and exceeds industry standards:
  • The Hartford’s Team•WorkSM program helps gets employees back to work a full week earlier than average – with 50 percent returning within 36 days.*
  • A broad network of physicians, nurses and pharmacies makes it easier and faster to find quality, trustworthy care.
  • Outstanding educational tools like chalk talks and Loss Prevention solutions help employers learn how to manage costs and help employees prevent injuries before they happen.
As an additional benefit to ACEC Member Firms, Workers’ Compensation customers obtain specific coverages that are not automatically included on our normal Small Commercial policy. These coverages include: Endemic Disease, Repatriation, Defense Base Act, Maritime, Voluntary Compensation, Foreign Voluntary Compensation, Longshoreman & Harbor Workers’ Comp Act and Stop Gap.
Let The Hartford stand behind your business. Call 888-871-8191 to speak with an insurance specialist.
* 2013 The Hartford Team•WorkSM Results
Business owners worry about finding the right auto coverage, maintaining their rates over time and avoiding hassles when it comes time to make a claim.

You can get the right auto coverage for your business as well as an excellent claims experience, if the time comes, when you insure your firm through The Hartford.

With business auto coverage from The Hartford, you get:
  • A broad form endorsement – automatically added to every policy at no additional cost – providing critical coverages such as Loan Lease Gap, Hybrid Payment and Electronic Equipment (Existing).
  • Accident forgiveness: Fender Bender Forgiveness will help eliminate the worry of a small incident driving up rates and by staying claim free for three years, your next claim will be forgiven.
  • Discounts for safety features and for use of telematics devices.1
Let The Hartford stand behind your business. Call 888-871-8191 to speak with an insurance specialist.
1 Telematics refers to the use of wireless device technologies to transmit vehicle use data, in real time, back to a company. Proof of installation/activation and use is required; discount applies to liability, medical payments, and comprehensive and collision coverages. Proof includes: service agreement/acknowledgment with telematics provider; user agreement with telematics provider; activation confirmation document/contract with OEM; summary report with telematics information or vehicle diagnostics report based on telematics use.
The Hartford® is Hartford Fire Insurance Company and its affiliated property and casualty insurance companies, 690 Asylum Avenue, Hartford, CT 06115.
2 Customer reviews were collected and tabulated by The Hartford and reviews are not representative of all customers.
Additional disclosures below.
Certain coverages vary by state and may not be available to all businesses. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. In TX, this insurance is written by Sentinel Insurance Company, Ltd., Hartford Casualty Insurance Company, Hartford Lloyd’s Insurance Company, Property and Casualty Insurance Company of Hartford, Hartford Underwriters Insurance Company, Twin City Fire Insurance Company, Hartford Accident and Indemnity Company and Hartford Fire Insurance Company. In CA by Sentinel Insurance Company, Ltd. (CA license # 8701) and its property and casualty insurance company affiliates, One Hartford Plaza, Hartford, CT 06155.
The Hartford® is The Hartford Financial Services Group, Inc. and its property and casualty subsidiaries, including issuing company, Hartford Fire Insurance Company. Its headquarters is in Hartford, CT.