Car Insurance for Maine Drivers
Welcome Maine drivers! Are you looking to request a car insurance quote, or find out more information about buying car insurance in Maine? Well, you’ve come to the right place. The AARP® Auto Insurance Program from The Hartford1 has been protecting AARP members in Maine and their families with car insurance since 1984, and has earned a reputation for integrity and trust.
Maine offers the best of New England, giving you options to travel upstate into the countryside, or relax on the beaches surrounding the coast. Whether you’re whale watching off the Atlantic or hunting in the Highlands, the AARP Auto Insurance Program from The Hartford will keep you secure as you travel along Maine’s roadways. You can count on The Hartford to be there when you need us most.
If you’re looking to get a car insurance quote or just need information about buying car insurance in the state of Maine, you’ve come to the right place.
Car Insurance Benefits Offered to Maine Drivers
Maine drivers could receive valuable car insurance benefits from the AARP Auto Insurance Program from The Hartford, including:
12-month Rate Protection
New Car Replacement§§
24/7 Claim Service
Required Car Insurance Coverages in Maine
Maine state law requires liability car insurance at the following minimum limits:2
$50,000 for bodily injury, per person per accident.
$100,000 for bodily injury, total per accident.
$25,000 for property damage per accident.
Proof of Car Insurance for Maine Drivers
It’s smart to keep a copy of your car insurance ID card in the vehicle with your registration, so that you have it available when needed. Maine is also among several states that now accept electronic proof of insurance, and with The Hartford’s mobile app, you can store your ID cards right on your mobile device. Visit the App Store™ or Google Play™ for more information.
Maine Uninsured Driver Facts
According to a 2012 Insurance Research Council report, 4.7 percent of Maine drivers are uninsured. This is significantly below the national average of 12.6%.3
Uninsured/underinsured motorist car insurance coverage can help with your medical bills if you’re in an accident caused by an uninsured driver or a driver who does not have adequate car insurance coverage. In Maine, your uninsured/underinsured motorist car insurance coverage must have the following minimum coverage amounts:2
$50,000 per person
$100,000 per accident
Additional Car Insurance Coverages and Benefits Available to Maine Drivers
For added protection, Maine drivers may also be eligible for the following coverages from the AARP Auto Insurance Program from The Hartford:
Staying Safe on Maine Roads
As you travel through Maine, there are a number of safe driving laws meant to protect you on Maine’s highways and byways. Here are just a few:4
Maine Seat Belt Laws:
It is a mandatory law to wear a seat belt while driving the roads of Maine.
Maine Distracted Driving Laws:
Texting while driving is banned for all drivers in the State of Maine.
Maine Teen Driver Laws:
Getting a driver’s license is a rite of passage for all teenagers, and Maine wants to be sure they stay safe in the process! Maine has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.