Car Insurance for Oklahoma Drivers
The beautiful state of Oklahoma offers many reasons to take a road trip. Whether you’re cruising the roadside attractions of Route 66 or enjoying the mountain vistas of Highway 59, it’s important to have high quality car insurance protection to keep you and your family secure on Oklahoma’s roadways.
The AARP® Auto Insurance Program from The Hartford1 has been protecting Oklahoma AARP members and their families since 1984, and has earned a reputation for integrity and trust. Oklahoma drivers can rely on The Hartford’s car insurance to be there when it’s needed most – that’s why our customers rate us highly for our car insurance claim service.
Car Insurance Benefits Offered to Oklahoma Drivers
Oklahoma drivers could receive valuable car insurance benefits from the AARP Auto Insurance Program from The Hartford, including:
12-month Rate Protection
New Car Replacement§§
24/7 Claim Service
Required Car Insurance Coverages in Oklahoma
Oklahoma state law requires liability car insurance at the following minimum limits2:
$25,000 for bodily injury, per person per accident.
$50,000 for bodily injury, total per accident.
$25,000 for property damage per accident.
Proof of Car Insurance in Oklahoma
Oklahoma state law requires you to furnish a copy of your car insurance ID card if requested by a police officer or other party if involved in an accident. That’s why it’s a good idea to keep a copy of your ID card in the vehicle with your registration. For added convenience, Oklahoma is now among the states that will accept an electronic copy of your ID card. With The Hartford’s mobile app, you can store your ID card right on your mobile device. Visit the App Store™ or Google Play™ for more information.
Oklahoma Uninsured Driver Facts
According to a 2012 Insurance Research Council report, 10.5 percent of Oklahoma drivers are uninsured. This is below the national average of 12.6%3.
Being involved in an accident with an uninsured or underinsured motorist could be financially devastating. Oklahoma does not require drivers to carry this coverage, but The Hartford offers this valuable benefit to give you peace of mind.
Additional Car Insurance Coverages Available to Oklahoma Drivers
For added protection, Oklahoma drivers may also be eligible for the following coverages from the AARP Auto Insurance Program from The Hartford:
Staying Safe on Oklahoma Roads
As you travel through Oklahoma, there are a number of safe driving laws meant to protect you on Oklahoma’s highways and byways. Here are just a few4:
Oklahoma Seat Belt Laws:
Oklahoma is one of 34 states that have a primary seat belt law – which means that law enforcement can ticket a driver or passenger for not wearing a seat belt without any other traffic violation.
Oklahoma Distracted Driving Laws:
Oklahoma has a number of laws in place to discourage distracted driving:
New drivers in Oklahoma are not allowed to use hand-held cell phones.
Texting while driving is banned in the State of Oklahoma.
Oklahoma Teen Driver Laws:
Getting a driver’s license is a rite of passage for all teenagers, and Oklahoma wants to be sure they stay safe in the process! Oklahoma has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.