Car Insurance for Pennsylvania Drivers
Pennsylvania drivers, when you live in a place with as much history as the Keystone State, you understand the importance of stability and strength. Whether you’re traveling from the Pocono Mountains to the “Steel City” of Pittsburgh, it’s important for experienced drivers like you to know you’re protected by reliable car insurance as you travel along Pennsylvania’s roadways.
The AARP® Auto Insurance Program from The Hartford1 has been insuring Pennsylvania AARP members and their families since 1984, and our car insurance coverage has earned a reputation for trust and integrity. The Hartford has also earned high customer ratings for claims services, demonstrating that Pennsylvania drivers can count on The Hartford’s car insurance coverage to be there when you need it most.
If you’d like to request a car insurance quote, or just get more information about buying car insurance in the state of Pennsylvania, we’re here to help!
Car Insurance Benefits Offered for Pennsylvania Drivers
These are just some of the benefits that the AARP Auto Insurance Program from The Hartford can offer Pennsylvania drivers. The Program’s car insurance benefits include:
12-month Rate Protection
New Car Replacement§§
24/7 Claim Service
Required Car Insurance Coverages in Pennsylvania
In accordance with Pennsylvania state law, drivers must carry liability coverage in the following amounts:2
$15,000 for bodily injury, per person per accident
$30,000 for bodily injury, total per accident
$5,000 for property damage per accident
Proof of Car Insurance for Pennsylvania Drivers
It’s always a good idea to keep your car insurance ID cards in the vehicle with your registration. Pennsylvania drivers also have the convenient option to furnish electronic ID cards as proof of their car insurance. With The Hartford’s mobile app, you can save your car insurance ID cards to your mobile device so that they are easily accessible. Visit the App Store™ or Google Play™ for more information.
Pennsylvania Uninsured Driver Facts
According to a 2012 Insurance Research Council report, 6.5 percent of Pennsylvania drivers don’t have car insurance. Pennsylvania is well below the national average of 12.6% of drivers who are without car insurance.3
Although uninsured and underinsured motorist coverages are optional in Pennsylvania, they can help protect you from financial loss in the event that you are involved in an accident with a motorist who doesn’t have adequate car insurance.
Additional Car Insurance Coverages Available to Pennsylvania Drivers
For added protection, Pennsylvania drivers may also be eligible for the following additional car insurance coverage benefits from The AARP Auto Insurance Program from The Hartford:
Beyond Car Insurance: Staying Safe on Pennsylvania Roads
As you travel through Pennsylvania, there are a number of safe driving laws meant to protect you on Pennsylvania’s highways and byways. Here are just a few:4
Pennsylvania Seat Belt Laws:
Although Pennsylvania does not have mandatory seat belt laws, law enforcement can ticket you for not wearing a seat belt if you are pulled over for another reason.
Pennsylvania Distracted Driving Laws:
Texting while driving is banned in the State of Pennsylvania.
Pennsylvania Teen Driver Laws:
Getting a driver’s license is a rite of passage for all teenagers, and Pennsylvania wants to be sure they stay safe in the process! Pennsylvania has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.