Car Insurance for Tennessee Drivers
Welcome Tennessee drivers! Are you looking to request a car insurance quote, or find out more information about buying car insurance in Tennessee? Well, you’ve come to the right place. The AARP® Auto Insurance Program from The Hartford1 has been protecting AARP members in Tennessee and their families with car insurance since 1984, and has earned a reputation for integrity and trust.
Music, history and natural beauty can be found in every corner of Tennessee. Whether you’re taking a musical road trip from the Grand Ole Opry to Graceland, or just looking to enjoy the natural beauty and historical sites of the Volunteer State, the AARP Auto Insurance Program from The Hartford will keep you secure as you travel along Tennessee’s roadways.
Car Insurance Benefits Offered to Tennessee Drivers
Tennessee drivers could receive valuable car insurance benefits from the AARP Auto Insurance Program from The Hartford, including:
12-month Rate Protection
New Car Replacement§§
24/7 Claim Service
Required Car Insurance Coverages in Tennessee
Tennessee state law requires liability car insurance at the following minimum limits:2
$25,000 for bodily injury, per person per accident.
$50,000 for bodily injury, total per accident.
$15,000 for property damage per accident.
Proof of Car Insurance in Tennessee
Tennessee state law requires you to furnish a copy of your car insurance ID card if requested by a police officer or other party if involved in an accident. That’s why it’s a good idea to keep a copy of your ID card in the vehicle with your registration. For added convenience, Tennessee is now among the states that will accept an electronic copy of your ID card. With The Hartford’s mobile app, you can store your ID card right on your mobile device. Visit the App Store™ or Google Play™ for more information.
Tennessee Uninsured Driver Facts
According to a 2012 Insurance Research Council report, 20.1 percent of Tennessee drivers are uninsured. This is above the national average of 12.6%.3
Being involved in an accident with an uninsured or underinsured motorist could be financially devastating. Tennessee does not require drivers to carry this coverage, but The Hartford offers this valuable benefit to give you peace of mind.
Additional Car Insurance Coverages and Benefits Available to Tennessee Drivers
For added protection, Tennessee drivers may also be eligible for the following coverages from the AARP Auto Insurance Program from The Hartford:
Staying Safe on Tennessee Roads
As you travel through Tennessee, there are a number of safe driving laws meant to protect you on Tennessee’s highways and byways. Here are just a few:4
Tennessee Seat Belt Laws:
Tennessee is one of 34 states that have a primary seat belt law – which means that law enforcement can ticket a driver or passenger for not wearing a seat belt without any other traffic violation.
Tennessee Distracted Driving Laws:
Tennessee has a number of laws in place to discourage distracted driving:
Tennessee Teen Driver Laws:
Getting a driver’s license is a rite of passage for all teenagers, and Tennessee wants to be sure they stay safe in the process! Tennessee has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.