Car Insurance for District of Columbia Drivers
Whether you’re exploring the White House, spotting the numerous Memorials and Monuments, or catching a Washington Nationals game, experienced Washington, DC drivers like you want to feel secure as you travel the roadways of Washington, DC. You can trust in car insurance from the AARP® Auto Insurance Program from The Hartford,1 because we’ve been protecting AARP members in Washington, DC and their families since 1984.
If you’re looking to get a car insurance quote or just need information about buying car insurance in Washington, DC, you’ve come to the right place.
Car Insurance Benefits Offered to Washington, DC Drivers
Washington, DC drivers could receive valuable car insurance benefits from the AARP Auto Insurance Program from The Hartford, including:
12-month Rate Protection
Comprehensive Driving Evaluation
New Car Replacement§§
24/7 Claim Service
Required Car Insurance Coverages in Washington, DC
Washington, DC state law requires liability car insurance at the following minimum limits:2
$25,000 for bodily injury, per person per accident.
$50,000 for bodily injury, total per accident.
$10,000 for property damage per accident.
Proof of Car Insurance in Washington, DC
Washington, DC state law requires you to furnish a copy of your car insurance ID card if requested by a police officer or other party if involved in an accident. That’s why it’s a good idea to keep a copy of your car insurance ID card in the vehicle with your registration. For added convenience, Washington, DC is now among the states that will accept an electronic copy of your ID card. With The Hartford’s mobile app, you can store your ID card right on your mobile device. Visit the App Store™ or Google Play™ for more information.
Washington, DC Uninsured Driver Facts
According to a 2012 Insurance Research Council report, 11.9 percent of Washington, DC drivers are uninsured. This is below the national average of 12.6%.3
Uninsured/underinsured motorist car insurance coverage can help with your medical bills if you’re in an accident caused by an uninsured driver or a driver who does not have adequate car insurance coverage. In Washington, DC, your uninsured/underinsured motorist car insurance coverage must have the following minimum coverage amounts:2
$25,000 per person
$50,000 per accident
Additional Car Insurance Coverages and Benefits Available to DC Drivers
For added protection, Washington, DC drivers may also be eligible for the following coverages from the AARP Auto Insurance Program from The Hartford:
Staying Safe on Washington, DC Roads
As you travel through Washington, DC, there are a number of safe driving laws meant to protect you on the Washington, DC’s highways and byways. Here are just a few:4
Washington, DC Seat Belt Laws:
It is a mandatory law to wear a seat belt while driving the roads of Washington, DC.
Washington, DC Distracted Driving Laws:
Texting while driving is banned for all drivers in the State of Washington, DC.