Car Insurance for Wisconsin Drivers
Wisconsin may be famous for its cheese, but it’s also home to thousands of waterways, rolling hills and beautiful coastlines along Lake Michigan and Lake Superior. There are plenty of reasons to be on the road in Wisconsin, and you want to make sure your car insurance will be there when you need it. That’s where the AARP® Auto Insurance Program from The Hartford1 comes in. The Hartford has been insuring Wisconsin AARP members and their families since 1984. With a reputation for integrity and trust and high customer ratings for claims services, you can count on car insurance from The Hartford to be there when you need it.
If you’re interested in requesting a car insurance quote, or just want to learn more about buying car insurance in the state of Wisconsin, we’re here to help!
Car Insurance Benefits Offered to Wisconsin Drivers
Some of the valuable car insurance benefits offered to Wisconsin drivers by the AARP Auto Insurance Program from The Hartford include:
12-month Rate Protection
New Car Replacement§§
24/7 Claim Service
Required Car Insurance Coverages in Wisconsin
In Wisconsin, state law requires that drivers carry liability car insurance coverage in the following amounts:2
$25,000 for bodily injury, per person per accident
$50,000 for bodily injury, total per accident
$10,000 for property damage per accident
Wisconsin Uninsured Driver Facts
Approximately 11.7 percent of Wisconsin drivers don’t have car insurance, according to a 2012 Insurance Research Council report. Wisconsin is below the national average of 12.6% of drivers who are without car insurance.3
Wisconsin state law requires drivers to carry uninsured/underinsured motorist car insurance coverage to help with medical bills after an accident caused by an uninsured driver or a driver who does not have adequate car insurance coverage. Your uninsured/underinsured motorist car insurance coverage must have the minimum coverage amounts of:
$25,000 per person
$50,000 total per accident
Proof of Car Insurance
It’s important to keep a hard copy of your car insurance ID cards and your registration in your vehicle at all times. In Wisconsin, drivers may also furnish electronic proof of car insurance, and The Hartford’s mobile app gives you the flexibility to store your car insurance ID cards on your mobile device so that they are always with you. Visit the App Store™ or Google Play™ for more information.
Additional Car Insurance Coverages Available to Wisconsin Drivers
For added protection, Wisconsin drivers may also be eligible for the following car insurance coverage benefits from The AARP Auto Insurance Program from The Hartford:
Beyond Car Insurance: Staying Safe on Wisconsin Roads
As you travel through Wisconsin, there are a number of safe driving laws meant to protect you on Wisconsin’s highways and byways. Here are just a few:4
Wisconsin Seat Belt Laws:
Wisconsin is one of many states that have a primary seat belt law – meaning that law enforcement can ticket you or your passenger for not wearing a seat belt, even if you’re not violating any other traffic laws.
Wisconsin Distracted Driving Laws:
Wisconsin has laws in place to discourage distracted driving:
New drivers are not allowed to use hand-held or hands-free cell phones.
Texting while driving is banned in the State of Wisconsin.
Wisconsin Teen Driver Laws:
Getting a driver’s license is a rite of passage for all teenagers, and Wisconsin wants to be sure they stay safe in the process! Wisconsin has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.