Specialty General Liability

Who We Serve

We serve midsize and large accounts that have higher-hazard Products Liability or Premises-Operations Liability exposures.

Our Appetite

  • GL premium at least $20,000
  • For Products: Manufacturers, wholesalers, distributors, importers
  • For Prem-Ops: Service firms, real estate, retail with SIRs or deductibles at least $10,000

Insurance Solution

Specialty GL is a dedicated group of underwriters, risk engineering consultants and liability claims specialists experienced in hard-to-place products and premises risks. We face catastrophic exposures in our high-hazard book every day. We offer:

  • Admitted Hartford paper
  • Potentially higher commissions than the Excess & Surplus (E&S) market
  • Premium counts toward incentive compensation plans
  • Full CGL or Products-only
  • Excess/Umbrella $25 million capacity (only over Hartford primary)
  • Discontinued products coverage
  • Prior acts coverage
  • Manuscript coverage
  • Worldwide coverage
  • Deductibles, SIRs or first-dollar (guaranteed-cost)
  • Occurrence or claims-made forms
  • Dedicated claims manager experienced in product liability litigation
  • TPA or self-administered claim-handling (for SIR policies)
  • Installments and direct-bill available

Why Choose The Hartford

Do you have a tough liability risk? Has your client experienced a large liability loss or been non-renewed? Talk to our professionals in Specialty GL. They write classes that your standard underwriter may not even consider. We face catastrophic exposures in our high-hazard book every day and are prepared for large losses.

Who To Contact

Contact your local Specialty GL or Middle Market Underwriter or email Fran Abdoo, Director Specialty General Liability.

Customized Insurance for Hard to Place Risks

Needle in a haystack account? See how our specialty general liability group can help your customers prevail.