Specialty General Liability

Who We Serve

We serve midsize and large accounts that have higher-hazard Products Liability or Premises-Operations Liability exposures.

Our Appetite

  • GL premium at least $20,000
  • For Products: Manufacturers, wholesalers, distributors, importers
  • For Prem-Ops: Service firms, real estate, retail with SIRs or deductibles at least $10,000

Insurance Solution

Specialty GL is a dedicated group of underwriters, risk engineering consultants and liability claims specialists experienced in hard-to-place products and premises risks. We face catastrophic exposures in our high-hazard book every day. We offer:

  • Admitted Hartford paper
  • Potentially higher commissions than the Excess & Surplus (E&S) market
  • Premium counts toward incentive compensation plans
  • Full CGL or Products-only
  • Excess/Umbrella $25 million capacity (only over Hartford primary)
  • Discontinued products coverage
  • Prior acts coverage
  • Manuscript coverage
  • Worldwide coverage
  • Deductibles, SIRs or first-dollar (guaranteed-cost)
  • Occurrence or claims-made forms
  • Dedicated claims manager experienced in product liability litigation
  • TPA or self-administered claim-handling (for SIR policies)
  • Installments and direct-bill available

Why Choose The Hartford

Do you have a tough liability risk? Has your client experienced a large liability loss or been non-renewed? Talk to our professionals in Specialty GL. They write classes that your standard underwriter may not even consider. We face catastrophic exposures in our high-hazard book every day and are prepared for large losses.

Who To Contact

Contact your local Specialty GL or Middle Market Underwriter or email Fran Abdoo, Director Specialty General Liability.