Do you have the right protection for your technology business?

As your business changes, so do your insurance needs. But in just a few moments, our coverage checkup can help you determine if your business is properly protected—or if you need to make any policy changes to ensure you're prepared when the unexpected happens.

Please note: You do not need to answer all of the questions, just the ones that apply to your business.

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Select all that apply to your businessGeneral Information

Has the name of your business changed?

Have you restructured your company's ownership (e.g., gone from sole proprietorship to LLC or corporation) or added any DBA's (doing business as)?

Has your business changed owners, partners or officers?

Has the nature of your business operations changed? For example:

Are you offering new services or products (i.e., now providing maintenance or installation, enhanced existing product)?

Have you changed how you deliver your services, products or applications (e.g., online delivery, mobile capability)?

Have you discontinued any operations?

Have you added new locations, expanded into new states or outside of the United States?

Have you closed or moved any locations?

Has the mailing address of your business changed?

Has the physical location of your business changed?

Next

Select all that apply to your businessAs a Technology or Life Science Company...

Protect me if a customer sues me, alleging that:

Protect me if:

Next

Select all that apply to your businessBusiness Property

Do you own the building your business is located in?
If yes...

Have you taken any steps to protect your building? This includes the installation of alarm or security systems, fire suppression systems and/or surveillance equipment.

Has it been longer than 12 months since you reviewed what it would cost to replace your building?

Has it been longer than 12 months since you reviewed the amount of insurance provided for your business personal property? Keep in mind that inflation can impact the value of personal property.

Have you entered into any new purchase or lease agerements for your business property?

Have you upgraded your communications and/or computer networks?

Next

Select all that apply to your businessBusiness Liability

Has there been any increase/decrease in your company's payroll or sales?

Have you entered into any new customer contracts?

Has your social media or Internet presence changed?

Next

Select all that apply to your businessWorkers' Compensation

Has there been any increase/decrease in your company's payroll? This information is necessary because the price you pay for workers' comp is based, in part, on annual gross payroll.

In the past 12 months, has your employee headcount increased or decreased?

Do you have employees who work from home on a regular basis?

Do you use subcontractors, volunteers or interns?

Do you or your employees travel to other states or foreign countries?

Next

Select all that apply to your businessBusiness Automobile

Have you added or eliminated vehicles used in your business operations?

Has the usage of vehicles covered by your policy changed (e.g., distance they are traveling or what they're used for)?

Do you use your personal vehicle for business, allow employees to use your personal vehicle for business or allow employees to use their own personal vehicles for your business?

Do you or your employees regularly rent vehicles for business use?

Has it been longer than 12 months since you reviewed the limits of liability provided by your policy?

Has it been longer than 12 months since you reviewed the deductible(s) required by your policy?

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out for their business? Share it now:
Additional Coverage Questions
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General Information

Has the name of your business changed?

Have you restructured your company's ownership (e.g., gone from sole proprietorship to LLC or corporation) or added any DBA's (doing business as)?

Has your business changed owners, partners or officers?

Has the nature of your business operations changed? For example:

Are you offering new services or products (i.e., now providing maintenance or installation, enhanced existing product)?

Have you changed how you deliver your services, products or applications (e.g., online delivery, mobile capability)?

Have you discontinued any operations?

Have you added new locations, expanded into new states or outside of the United States?

Have you closed or moved any locations?

Has the mailing address of your business changed?

Has the physical location of your business changed?

As a Technology or Life Science Company...

Protect me if a customer sues me, alleging that:

Protect me if:

Business Property

Do you own the building your business is located in?
If yes...

Have you taken any steps to protect your building? This includes the installation of alarm or security systems, fire suppression systems and/or surveillance equipment.

Has it been longer than 12 months since you reviewed what it would cost to replace your building?

Has it been longer than 12 months since you reviewed the amount of insurance provided for your business personal property? Keep in mind that inflation can impact the value of personal property.

Have you entered into any new purchase or lease agreements for your business property?

Have you upgraded your communications and/or computer networks?

Business Liability

Has there been any increase/decrease in your company's payroll or sales?

Have you entered into any new customer contracts?

Has your social media or Internet presence changed?

Workers' Compensation

Has there been any increase/decrease in your company's payroll? This information is necessary because the price you pay for workers' comp is based, in part, on annual gross payroll.

In the past 12 months, has your employee headcount increased or decreased?

Do you have employees who work from home on a regular basis?

Do you use subcontractors, volunteers or interns?

Do you or your employees travel to other states or foreign countries?

Business Automobile

Have you added or eliminated vehicles used in your business operations?

Has the usage of vehicles covered by your policy changed (e.g., distance they are traveling or what they're used for)?

Do you use your personal vehicle for business, allow employees to use your personal vehicle for business or allow employees to use their own personal vehicles for your business?

Do you or your employees regularly rent vehicles for business use?

Has it been longer than 12 months since you reviewed the limits of liability provided by your policy?

Has it been longer than 12 months since you reviewed the deductible(s) required by your policy?

Save & Send Print Edit