Employment Practices Liability Insurance

You Can’t Always Prevent a Lawsuit, But You Can Help Protect Your Business Against One

You think of your employees like family, why would they ever file a lawsuit against you?

Employers don’t have to do something wrong to be sued. Unfortunately, employers still end up paying substantial legal fees to defend themselves against allegations of wrongful termination and discrimination among other employment practices-related claims. And full-time employees aren’t the only ones filing lawsuits. You can face allegations from temporary employees, seasonal workers, and even independent contractors.

Learn how to protect your company

Employee related lawsuits—They’re expensive if you lose, and expensive if you win.

If You Have Employees, You Should Consider Employment Practices Liability Insurance

The Hartford is dedicated to helping protect employers. It’s why we make it easy to increase the limit of your EPLI coverage beyond what’s available through your Business Owner’s Policy’s base coverage. And this coverage protects your business from employment-related claims—both alleged and actual—for acts including:

  • Discrimination
  • Harassment
  • Retaliation
  • Violation of the Family and Medical Leave Act
  • Wrongful discipline
  • Wrongful failure to promote
  • Wrongful termination

Prevention Is Your Best Protection

The Hartford does more than just provide coverage. We’ve developed a comprehensive program to help employers deal with the root causes that lead to lawsuits. For example, we’ve developed hartfordhelp.com1, a proprietary website that provides employers with resources such as:

  • Web-based training on sensitive topics, from sexual harassment to wrongful termination
  • Current articles on employment practices trends
  • Model employment practices and employee handbooks

Did You Know?

Each year the Equal Employment Opportunity Commission (EEOC) compiles facts and statistics about employee-related claims. Here are a few facts:

  • 93,412 discrimination charges were filed in 2013
  • $372.1 million was how much the EEOC obtained for victims of workplace discrimination in 2013, the largest in history.

Prevail With The Hartford’s Employment Practices Liability Insurance

Employee-related lawsuits can be both economically and emotionally draining. Your employees’ morale and productivity are at stake. It’s why The Hartford provides comprehensive programs that help you prevent lawsuits, covers costly legal expenses, and helps you keep your reputation intact.