Inland Marine Insurance Solutions

Inland Marine Insurance

Specialized Protection for Moveable Assets and Those in Transition

The Hartford’s Inland Marine team supports businesses of all sizes with specialized coverage tailored to their risk management needs.
 
Inland Marine Insurance

What Is Inland Marine Insurance?

The Hartford’s Inland Marine Insurance offers flexible protection for property that moves, is in transit or is temporarily stored. From medical equipment and fine art to solar panels and commuter rail systems, this coverage is designed to safeguard high-value and specialized assets, whether on-site, in motion or in the care of a business.
 
Our coverage helps protect movable property, items in transit and property owned by others that is located on a business’s premises, ensuring continuity and confidence wherever assets go.
 
Explore our general flyers for more insights into coverage solutions:
 

Frequently Asked Questions

  • Despite the name, inland marine insurance covers property on land, not at sea. It originated as an extension of ocean marine insurance, which protected goods shipped by water. 
  • Inland marine insurance was created to protect cargo and property in transit beyond port cities. 
  • As commerce expanded inland, businesses needed coverage for goods transported over land. 
  • Today, it helps covers a wide range of mobile, high-value or temporary property, whether in transit or on-site.
  • Contractors
  • Construction Risks
  • Equipment Rental and Sales
  • Fine Arts
  • Entertainment Equipment
  • Public and Bonded Warehouses/Logistics Operations/Trucking Companies
  • Solar, Fuel Cell and BESS Storage related to existing solar arrays
Businesses that operate off-site, transport goods or handle property owned by others often require inland marine coverage. Common industries include those that move, store, or manage high-value assets in transit or on location.
 
Construction: Construction businesses often operate off-site, making inland marine insurance essential for protecting equipment, materials and tools in transit or on location. Common coverage options from The Hartford include:
 
Technology: Technology companies, particularly those engaged in renewable energy research and development, often turn to The Hartford’s Inland Marine Insurance to help protect the following types of property:
 
  • Communication towers
  • Installation
  • Renewable energy equipment
  • Electronic equipment
Transportation: Originally designed for goods in transit, Inland Marine Insurance remains essential for transportation businesses. The Hartford’s coverage helps protect assets such as:
 
Equipment: Inland Marine Insurance can cover equipment owned by others while in a policyholder’s care, even off premises. The Hartford’s policy helps protect items such as:
 
  • Entertainment
  • Medical diagnostic
  • Equipment- held for rent or sale
  • Construction equipment
  • Agriculture and landscaping
  • Party and special event
  • Material handling
Miscellaneous inland marine: Inland Marine Insurance helps cover property not typically included in standard commercial property policies. The Hartford’s coverage includes protection for items such as: 
 
  • Bailees
  • Dealer
  • Exhibitions
  • Fine arts
  • Miscellaneous property
For over 200 years, The Hartford has helped businesses protect what matters most. Our Inland Marine Insurance combines deep industry knowledge with flexible coverage options tailored to the needs of midsize and large businesses.
 
With 24/7 customer support and claims service consistently rated among the best in the industry, we’re here to help ensure your valuable assets stay protected, wherever they go.
 

Types of Coverages

Builders Risk Insurance helps protect construction projects, including materials, labor costs and temporary structures. The Hartford’s coverage goes further by including protection for temporary structures and more.
 

Miscellaneous Coverages

Not all property fits standard insurance categories. That’s why The Hartford offers Miscellaneous Inland Marine Coverage, a flexible solution for specialized property that’s mobile, off-premises or owned by others.
 

Find a Local Agent

The Hartford has agents across the country to help with your insurance needs.

Insights To Help Navigate Inland Marine Risks