Why Might a Business Need Commercial Property Insurance?
Commercial property insurance helps protect a business’ physical assets, including buildings and contents, if they’re damaged or stolen due to a covered event such as fire, theft or certain weather‑related losses. It can also help replace lost income if operations must temporarily stop because of covered property damage.
Coverage That Helps Limit Downtime
Commercial property insurance can help businesses:
- Protect buildings and property, whether the space is owned or leased
- Cover equipment, inventory, furniture and tools if they’re damaged or stolen
- Pay for repairs or replacements after covered events such as fire, theft or certain weather losses
- Replace lost income if business operations must temporarily close due to covered property damage
The Hartford offers flexible coverage options that can be tailored to different business types and needs. Businesses with larger limits or more complex needs can access specialized coverages through our Large Property team.
