Rental Car Coverage Calculator

Please make a selection for where the vehicle will be rented and driven.

Please make a selection for where the vehicle will be rented and driven.

Please indicate what type of vehicle is being rented.

Please indicate how the rented vehicle will be used.

You have indicated a usage of "Temporary substitute for a listed vehicle." Please note that this option should ONLY be selected if the rented vehicle is to serve as a temporary substitute for a listed vehicle of the same type that is out of normal use because of its breakdown, repair, servicing, loss or destruction. If this is NOT the scenario, please select a different usage for the vehicle.

Please indicate whether the insured currently has a motor home insured with us.

Please indicate whether the insured currently has full coverage with us.

Please indicate whose name the rental contract will be in.

Sorry, Your Rental Vehicle is NOT Covered

No coverage is provided under the automobile policy for this rented vehicle.

Your Rental Vehicle is Covered

Your rental vehicle is covered under this policy with the broadest coverages of any private passenger auto, pickup, or van listed on your policy. This includes coverage for towing and labor as well as loss of use of the rental vehicle.

More Info

The calculator is a tool designed to help you estimate rental car coverage that might be available to you, based on the responses you provide. The calculator is not a guarantee of coverage, please refer to your policy for specific coverage information. Coverage types and availability vary by state.

The only people who are covered while driving a rented vehicle are the named Insured, the insured's spouse, and any "family member" as defined in the policy booklet. "Family member" is defined as "Any person related to the named insured or insured's spouse by blood, marriage or adoption who is a resident of the insured's household. This also included a ward or foster child." This is applicable regardless of whether or not a person is a listed driver on the policy.

Residents of Texas: The only people who are covered while driving a rented vehicle are the Named Insured, the insured's spouse, and any "family member" as defined in the policy booklet. In this state, "family member" is defined as "Any person related to the named insured or insured's spouse by blood, marriage or adoption who is a resident of the insured's household. This also includes a ward or foster child or the spouse of the Named Insured even while not a resident of the household during a period of separation in contemplation of divorce." This is applicable regardless of whether or not a person is a listed driver on the policy.

Please note that coverage described in this tool should not be confused with rental reimbursement – rental reimbursement only applies due to a covered loss or accident and is subject to policy coverage limits.