Y-Risk

Y-Risk
Through flexible and creative underwriting and pricing, Y-Risk provides thoughtful solutions for emerging digital business models including innovative, usage-based insurance to meet customer needs while insuring tomorrow’s economy. 

Our History

Y-Risk was founded in response to a need for tailored insurance solutions for companies in the sharing & on demand economy. Supported by the strength of The Hartford, Y-Risk continues to broaden its focus on insuring tomorrow’s economy.
 

An Experienced Player in an Innovative, Evolving Market

The future of business doesn’t stand still, and neither do we. Y-Risk and Y-Risk Innovation Labs combine real-world underwriting experience with hands-on innovation to help emerging companies navigate risk, explore new ideas and grow with confidence in a rapidly changing market. 
 

Y-Risk

Y-Risk, a company of The Hartford, specializes in serving companies employing innovative methods to buy, sell, share borrow or deliver goods and services. Our goal is to insure the innovators, supporting businesses that strive to make the world a better place sustainably. With a decade of experience and a consistent team of industry leaders, Y-Risk is well equipped to understand and insure the next wave of technological innovators. 
 

Y-Risk Innovation Labs

The Hartford’s Y-Risk Innovation Lab develops and tests innovative new risk management solutions for our customers. The Hartford brings two centuries of risk experience in partnership with our key brokers and agents to deliver new products and technology-enabled, customer-oriented solutions to market. 
 

Meet Our Teams

We’re a team of innovators, problem-solvers and insurance experts dedicated to helping businesses navigate emerging risks, build trust and grow with confidence. Together, Y-Risk and Y-Risk Innovation Labs develop forward-thinking insurance and risk management solutions for the technologies, business models and challenges shaping tomorrow's economy. 

Y-Risk Underwriting

Iain Boyer
Iain Boyer
Head of Business & Chief Underwriting Officer