Small Business Insurance From The Hartford

Small Business Insurance
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Get a Quote for Small Business Insurance

For more than 40 years, we’ve helped countless companies get the right coverages, keeping their employees safe and protecting their businesses with insurance that has earned a 4.8 star claims rating from more than 18,000 satisfied customers.*
 
Explore our small business coverage options or get a quote today and find out how we can protect your business.

Choose the Best Types of Business Insurance

General Liability Insurance

General liability coverage helps protect your business and its assets in the event of a lawsuit for things like negligence, bodily injury, property damage, libel and slander.
 
Who it’s for: Businesses that work directly with customers or customers’ property, and any businesses who advertise.

Workers’ Compensation Insurance

Most state laws require you to carry this insurance to help compensate employees for expenses associated with work-related injuries or illnesses, like medical bills, rehabilitation and lost wages.
 
Who it’s for: Businesses with any part- or full-time employees.

Professional Liability Insurance

Professional liability insurance helps protect you and your company if you’re found negligent in the professional services you provided to a client, even if you didn’t make a mistake.
 
Who it’s for: Businesses that provide professional services or advice to clients or customers.

Commercial Property Insurance

Business property insurance, also called commercial property insurance, helps protect your owned or rented building, tools and the equipment you use to operate your business.
 
Who it’s for: Businesses with property or assets.

Commercial Auto Insurance

Commercial auto insurance helps cover the cost of an auto accident if you or your employee is at fault. If you or your employees drive a vehicle for business reasons, having the right commercial vehicle insurance is important.
 
Who it’s for: Businesses that use any company-owned, leased or personal vehicles for work.

Cyber Insurance

Cyber insurance provides businesses with liability coverage and helps pay the costs to prepare for and respond to cyber threats, including data privacy, network security, extortion threats, cybercrime and other critical cyber risks.
 
Who it’s for: Businesses that run a website or manage a network.
 
 
Last Updated: September 25, 2025
*** Based on a 2025 study by Keynova.
Additional disclosures below.
The Hartford shall not be liable for any damages in connection with the use of any information provided on this page. Please consult with your insurance agent/broker or insurance company to determine specific coverage needs as this information is intended to be educational in nature.
 
The information contained on this page should not be construed as specific legal, HR, financial, or insurance advice and is not a guarantee of coverage. In the event of a loss or claim, coverage determinations will be subject to the policy language, and any potential claim payment will be determined following a claim investigation.
 
Certain coverages vary by state and may not be available to all businesses. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Insurance Group, Inc. listed in the Legal Notice.
 
The Hartford Insurance Group, Inc., (NYSE: HIG) operates through its subsidiaries under the brand name, The Hartford, and is headquartered in Hartford, CT. For additional details, please read The Hartford’s Legal Notice.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.