Complex, industry‑specific risks are common for midsize and large businesses. Our specialized underwriting team tailors coverage solutions to deliver the protection they need.
- Written as part of a multi-line program or on a monoline basis.
- Property Choice® form is customizable with industry specific endorsements.
- For businesses with large limits or more complex risks, we offer our Property Choice® Elite form.
-
We include our proprietary broad form endorsement with all commercial auto policies at no extra cost.
-
For businesses with larger vehicle fleets, our FleetAhead program helps improve operations and reduce losses using telematics.
-
Over 300 medical clinicians help manage claims, with more than 125 data professionals dedicated to claims.
-
Our XactPAY® payroll billing matches workers’ compensation premium payments to a customers’ actual payroll.
-
General Liability Choice® offers industry‑specific coverages for a wide range of businesses.
-
Our Complex Liability Solutions team brings specialized knowledge for hard‑to‑place products and premises risks.
-
Our $25M umbrella liability capacity significantly increases the chances of surviving a large liability claim.
These worksheets automatically calculate as information is entered, helping estimate the appropriate limit of insurance and supporting a more streamlined experience.
Identifying Risks Before They’re a Problem
The Hartford’s risk engineering team can help find and fix issues before they become a problem. Our specialists use a variety of resources to help make businesses safer, including:
- Ergonomic evaluations
- Business continuity planning
- Emergency preparedness
- Premises safety
- Cyber security
- Return-to-work programs
- Resources for controlling losses and limiting exposures
Exceptional Claims Service
Our experienced claims and legal assistance teams take a timely, proactive approach to handling claims. We offer these exceptional resources:
-
Specialized ClaimPlus Teams focus on serving large customers with tailored claims handling while consulting experienced adjusters for complex cases.
-
Track Risk. Explore Opportunities (TREO) is a risk management information system designed to simplify claims management and effectively lower loss costs.