Program Highlights
- Twin City Fire Insurance Company is an Admitted Company and A.M. Best rated “A+” (Superior), and Financial Class XV
- Limits of liability up to $10,000,000 – primary or excess
- Broad underwriting appetite with over 50 eligible classes
- Exceptional service
Coverage Highlights
- 50/50 softened hammer clause
- Punitive damages, where allowed by law
- Personal injury coverage, including mental anguish or emotional distress
- Subsidiary coverage
- Disciplinary proceedings coverage
- Defense for fraud, dishonest, intentional acts
Target Classes of Business
- Administrative Services
- Advertising Agencies
- Advertising – Promotions
- Answering Service
- Arbitrators/Mediators
- Associations
- Auctioneers
- Automobile Appraisers
- Bankruptcy Trustees
- Call Centers
- Career Counseling
- Commercial/Graphic Artists
- Communications Consultants
- Court Reporters
- Documentation Destruction
- Editing Services
- Educational Consultants
- Employment/Executive Search Agencies
- Energy Consultants
- Expert Witnesses
- Facility Managers
- Forensic Investigators
- Graphic Designers
- Interpreters
- Linguists
- Litigation Consultants
- Management Consultants
- Marketing Agencies/Consultants
- Market Research Firms
- Notary Publics
- Printers
- Private Investigators
- Process Servers
- Professional Employers Organizations
- Project Managers
- Public Relations Firms
- Sales Consultants
- Staffing Firms (Temp/Perm/Exec)
- Stenographers
- Technical Consultants
- Testing Services (non-medical)
- Third Party Administrators
- Translators
- Trustees
- Tutors
- Typing Services
This policy protects against the errors and/or omissions that may arise from the professional services provided for clients and other third parties.