XactPAY® Payroll Billing

More Than a Billing Option … a Cash Flow Solution

When your customer buys a workers' compensation policy from The Hartford, they can elect to pay premiums with our XactPAY option. Compared to an estimated annual payroll amount, XactPAY relies on real-time payroll to calculate premiums, resulting in more accurate premium payments. This means customers are less likely to be on the hook for an audit adjustment at the end of the policy term because of under reported payroll. Or pay more than they need to throughout the year. And with XactPAY, there are:
  • NO large down payments
  • NO monthly billing or finance fees
  • NO fees or service charges for electing this option

How XactPAY Compares to a Traditional Billing Option

XactPAY Chart

Your XactPAY Resources

Getting Started

Onboarding Customers Who’ve Elected XactPAY

Quick Links to Marketing Resources


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