Equipment & Party Rental

Who We Serve

Small, midsize and large equipment & party rental stores

Our Appetite

An all-lines program for rental stores that generate the majority of receipts from the short-term rental and sales of:

  • Homeowners’ equipment
    • Carpet cleaners, power washers, lawn & garden tools
    • Chain saws, floor strippers, buff sanders, sewer drain snakes
    • Hand tools, paint sprayers, texture spray
  • Party goods
    • Tables, chairs, china, chargers, linens, flatware, silverware
    • Concessions & cooking, ovens, racks, fryers
    • Tents, inflatable bounce houses, dance floors, staging
  • Light contractors equipment
    • Trenchers, bobcats, over-seeders, wheel loaders, back hoes
    • Portable toilets, paving, tub grinders, scissor lifts
    • Cabinets, storage, drills, masonry
  • SIC Code 7359
  • Preferred premiums $25,000 or greater
  • Program available countrywide except AK, HI and FL

Our Solution

  • Newly acquired property (after your policy inception/anniversary date) which can be rented to customers
  • Flexible Replacement Cost offering gives the insured the freedom to replace the totaled equipment with any other type of equipment
  • Coverage for employee theft, employee tools and more
  • Property
  • General liability
  • Commercial auto
  • Workers’ compensation
  • Inland marine
  • Umbrella

General Liability must be submitted and written to consider any other line of business

Why Choose The Hartford

  • Specialized coverages
  • Dedicated program underwriters
  • Guaranteed-cost rating plan structure

Who To Contact