Personal Insurance Products Built for Independent Agents

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Built for Selling, Designed To Serve

We created an agent first approach that aligns modern selling with the needs and expectations of the mature market customer.
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Prevail From The Hartford

Prevail is The Hartford’s modern personal insurance solution for independent agents. It brings together competitive products, flexible coverage design and a streamlined quoting experience to help you win and retain more of the preferred, mature market.
 
Developed using deep insights from customers age 50 and over, Prevail gives you the tools to confidently tailor coverage, price more competitively and deliver the service experience your clients expect.
 
The Hartford’s personal insurance products are designed to support independent agents with flexibility, simplicity and confidence at the point of sale.
Prevail Auto Insurance is designed to give you maximum flexibility at the point of sale, with a true a la carte approach that allows you to customize coverage for each customer — without unnecessary complexity.
 
Auto differentiators include:
 
  • A la carte coverage options so you can add or remove protections based on customer needs
  • New and expanded coverages such as Key Fob Coverage, Pet Injury Coverage and Custom Equipment
  • Expanded limits for New Car Replacement, Roadside Assistance and Transportation Expense
  • RecoverCare,® a coverage exclusive to The Hartford that helps pay for essential services after an auto-related injury 
 
 
Prevail Home Insurance was designed to reflect how today’s homeowners want to protect their property, valuables and lifestyle, while giving agents flexibility in how coverage is structured.
 
Home differentiators include:
 
  • Distinct new home insurance packages designed to provide different coverage levels based on customers’ needs — all tailored to the mature market
  • A proprietary, industry-leading model for rating roofs — expanding rating factors beyond just age
  • Dynamic limits within coverages
 
 
Prevail Personal Umbrella coverage is designed to work seamlessly with Prevail Auto and Home Insurance, giving your customers an added layer of liability protection and giving you another opportunity to round out the account.
 
Umbrella coverage:
 
  • Complements Prevail Auto and Home Insurance policies
  • Supports higher liability needs that are common among mature-market households
  • Helps increase account retention and multi-policy value
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.
 
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.
 
The AARP Auto Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA, by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MA, by Trumbull Insurance Company; and in PA, by Nutmeg Insurance Company and Twin City Fire Insurance Company. The AARP Home Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Nutmeg Insurance Company. The Hartford does not write new Home business in all areas, including the states of CA and FL. Savings, benefits and coverages may vary and some applicants may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.
 
1 In Texas, the Auto Program is underwritten by Redpoint County Mutual Insurance Company through Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Redpoint County Mutual Insurance Company. The Home Program is underwritten by Hartford Insurance Company of the Southeast.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.