A: View the "Fulfilling a Bond Request" section at the beginning of this page for an explanation of bond execution.
Q: How is Power of Attorney and underwriting authority granted?
A: Typically, our preference is to grant authority to agents that execute bonds on a frequent basis or can commit to a certain bond premium volume. Speak with your NSFO Underwriter at 1-888-656-0817 about specifics.
Q: What type of authority does the Power of Attorney grant me?
A: Two types of authority are assigned with The Hartford's Power of Attorney privileges.
Discretionary Authority is underwriting authority. You may approve and execute bonds within your discretionary/underwriting authority after an investigation by you reveals that it is a proper risk for the company to assume. The limits of authority are outlined in The Hartford's "Power of Attorney Instructions and Limitations". Any bonds over your underwriting authority would be submitted to the Company for approval.
Signing Authority is displayed on the Power of Attorney form itself. The Power has either a dollar amount or wording that states "unlimited" which gives the individuals named on the Power the power to execute a bond, not the authority.
Q: How do I get The Hartford seal?
With a new Power of Attorney, a seal will be mailed to you. For a replacement seal, contact your Regional Office using the Bond Contacts page
Q: Do I need to place The Hartford seal on the Power of Attorney form?
A: It is not mandatory to do this; however, some people do attach the seal to the power as well as on the bond form to make the document look more official. You must always seal the bond form.
Q: Which Hartford underwriting company should I use?
A: Hartford Fire Insurance Company in most states.
In Texas & Massachusetts, use Hartford Casualty Insurance Company
Q: How do I get bond numbers?
A: To put in a request for bond numbers, call 1-888-656-0817 or email:
You will need Power of Attorney from The Hartford to use bond numbers.
Q: What documents does The Hartford require after I've issued a bond?
A: We require copies of the executed bond, the original, signed application, and any supporting paperwork you receive from the applicant (e.g. paperwork from the obligee indicating the need for the bond,).
The Hartford's National Surety & Fidelity Office
P.O. Box 958461
Lake Mary, FL 32795
For bonds above $500,000,
send the documents listed above to your regional office, found on the Bond Contacts page
For 1Step Users:
For bonds executed within your underwriting authority, retain the documents listed above in your office.
For bonds over your authority, send the documents to the underwriter that granted approval.