Large & Complex

Coverage for Your Most Unique Risks

Coverage for Your Most Unique Risks

You can achieve better outcomes with the ideal combination of people, specialization and consistency tailored to your unique casualty program.
 
Coverage for Your Most Unique Risks

Dedicated To Protecting What Matters Most to You

Our Large & Complex solutions provide comprehensive coverage tailored to address the unique risks you face. With specialized solutions in areas such as National Accounts, Captives, Complex Liability and Excess Coverage, you can be confident you will receive the protection you need.
 
We are dedicated to safeguarding the future of your business and its financial stability, and helping mitigate the complex risks you may face, every step of the way.
 
Our four segments collaborate seamlessly to provide innovative solutions and exceptional service, ensuring that your needs are met with one trusted partner.

A deeper look at what Large & Complex offers:

National Accounts

Our National Accounts team offers comprehensive coverage options tailored for your Large & Complex casualty risk, including general liability, workers’ compensation and auto coverage.

Captives

Our captive programs offer tailored risk management solutions, including Single Parent Captives, Group and Association Captives owned by member policyholders, and Agency Captives owned by agents or brokers.

Complex Liability Solutions (CLS)

Our Complex Liability Solutions team offers specialized general liability and excess coverage designed to address the unique risks faced by high-hazard clients.

Hartford Excess Solutions (HES)

When your business faces significant liability claims that exceed the limits of your primary coverage Hartford Excess Solutions provides the essential financial backstop you need. Our umbrella and excess liability policies are designed to offer comprehensive protection, ensuring that your business remains secure even in the face of substantial risks.

How We Set Ourselves Apart

Comprehensive Solutions for Complex Needs

  • Tenured underwriters with over 20+ years of experience
  • Diversity of talent to gain various perspectives
  • Breadth of product and capabilities to address your client's most complex risks
  • Work with businesses across The Hartford to provide a total solution

Tailored Services for Your Business

  • Our Risk Engineering team partners with customers to create practical solutions that help minimize loss and improve overall operations
  • Dedicated claims team that delivers customized and flexible support
  • Service Account Executives that provide insightful consultation and exceptional service