Kidnap & Ransom/Extortion

Package Policies

Private Choice PremierSM

Target: Most classes of privately-held, for-profit companies (excluding, e.g., financial services) will qualify for one or more coverage parts.
 
Current economic uncertainty has led many private companies to take a closer look at their long-term pension expenses. Under ERISA, employers must make these decisions with the interest of the participants and beneficiaries of those plans in mind. These decisions can often leave employers open to claims alleging the breach of fiduciary duties, putting the assets of plan fiduciaries at risk. That’s why The Hartford offers fiduciary liability protection as part of Private Choice PremierSM – a modular product with up to five coverage parts:
 
Flexible coverage that works with business exposures and needs:

  • Flexibility to select up to five coverage parts
  • Purchase a separate limit of liability for each liability coverage part or a single aggregate limit for all liability coverage parts
  • Select different limits for each coverage part

New Business Applications

Renewal Applications

Supplemental Applications

Forms

Marketing Materials

Private Choice Encore® for Healthcare Organizations

Target: Healthcare organizations providing services in both the outpatient and inpatient settings.
 
In keeping pace with today's complex healthcare environment, healthcare organizations of all kinds face significant exposures related to management liability. The Hartford is a leader in providing management liability coverage and understands the nuances and risks inherent in today’s legal environment for outpatient and inpatient healthcare service providers. From employment-related lawsuits to employee theft and everyday management decisions – as well as navigating today’s rapidly changing healthcare business landscape – healthcare organizations need an industry-specific product to contain their organizational liability.
 
Designed to meet the unique needs of a broad range of private healthcare organizations, Private Choice Encore for Healthcare Organizations can include the following coverage in one package policy form:
 
Policy features
 
  • Flexibility to select up to five coverage parts
  • Purchase a separate limit of liability for each liability coverage part or a single aggregate limit for all liability coverage parts
  • Select different limits for each coverage part

New Business Applications

Renewal Applications

 

Forms

Marketing Materials

The Hartford Asset Management ChoiceSM Policy

Target: Asset managers, including private registered investment advisers, hedge funds, mutual funds and other wealth management firms and advisers.
 
The Hartford Asset Management ChoiceSM Policy offers investment firms the ability to design coverage by electing all or a combination of investment adviser professional liability, directors and officers liability, investment company directors and officers liability and investment company professional liability, and affiliated service provider liability. The Policy helps protect investment advisers, mutual fund directors/trustees and hedge funds against claims resulting from wrongful acts specific to their industry – whether they arise in the provision of professional services or involve other emergent areas of risk, such as cyber.
 
Combined with our Middle Market standard lines solutions (Property, General Liability, Commercial Auto, Workers’ Compensation and International coverage), The Hartford provides investment advisers with the broad protection they need and the service they deserve.


New Business Applications

Forms

Marketing Materials

Private Choice PremierSM for Nonprofit Organizations

*Effective 4/1/17
 
Target: A broad range of not for profit organizations (excluding, e.g., healthcare, condo/HOA and churches) will qualify for one or more coverage parts.
 
Nonprofit organizations are not sheltered from management liability exposures. No matter the precautions taken there's risk inherent in everyday operations. To help address this risk, The Hartford offers a modular product with up to five coverage parts as part of Private Choice PremierSM:
 
 
Kidnap & Ransom coverage not available in Florida at this time.