Spectrum® Business Owner's Policy

When it comes to business insurance, our research shows that small business owners are looking for coverage that’s just right – not too much or too little and at an affordable price.
Our BOP helps them strike that balance – offering protection that helps meet unique needs at a competitive price. Consider that we offer:
  • A robust selection of optional coverages
  • Our Stretch® endorsements offer a time-saving, cost-effective solution by bundling key optional coverages for a broad variety of industries
  • Our commitment to product innovation helps protect customers against emerging risks like loss of income resulting from cloud service interruption or a data breach

Spectrum Overview Documents

Coverage-Specific Resources

This is only a general description of coverages which may be provided and does not include all policy features, exclusions and conditions. All coverages are individually underwritten. In the event of loss, the terms of the policy issued will determine the coverage provided.