Small Business Products & Services

Small doesn’t have to mean limited. The Hartford goes beyond basic with a focus on serving the full spectrum of small business clients’ needs.
 

Products

Products offered include:
Real-time Quoting & Implementation: Our state-of-the-art online platform provides you a secure, easy way to get a quote in less than 10 minutes.
 
 
Online Enrollment and Electronic Personal Health Application: Enrollment administration is quick and easy for employers with Express Enrollment, our online enrollment solution through BenSelect. Also, our Electronic Personal Health Application (ePHA) makes the EOI submission process seamless and convenient for employees.
 
To learn more about how Express Enrollment can ease the administrative burden for small business clients, view the  Online Enrollment for Small Business Flyer.
 

Value-Added Services

In addition to providing valuable coverage, our products also include several service features, to provide both protection and support. Services Include:
 
Workforce Safety & Absence Management: Reduce risks in the workplace with this consultative service. Our highly credentialed risk engineering consultants work directly with client employers to address absenteeism, safety and productivity issues.
 
Funeral Planning and Concierge Services1: With our Life coverage, we offer expedited claims payments via Express Pay, along with a suite of services/online tools to guide employees through key decisions, before and after a loss, including:
 
  • 24/7 access to advisors for all funeral planning needs
  • professional pricing comparison and negotiation for significant saving
Beneficiary Assist® Counseling2: Included with our Life and Accident coverages, helps employees or their loved ones cope with emotional, financial and legal issues arising after a loss – through unlimited phone sessions with compassionate professionals plus five face-to-face sessions.
 
EstateGuidance® Will Services2: Included with our Life coverage, this service offers customized, legally binding digital will creation, with online support from licensed attorneys as needed. 
 
Travel Assistance with ID Theft Protection & Assistance3: Included with our Life, Accident and Long-Term Disability coverages, provides services to help employees feel safe and secure while traveling, including:
 
  • access to global medical professionals; and
  • ID theft protection 24/7, including preventative education and ID theft resolution assistance.
Ability Assist® Counseling Services4: Included with our Short-Term and Long-Term Disability coverages, employees (and their spouses/ dependent children) receive unlimited phone counseling 24/7/365 plus three face-to-face sessions per year for financial, legal or emotional issues.
 
HealthChampionSM5: A service which supports employees through all aspects of their health care issues by connecting them with administrative and clinical experts who understand the nuances of any given health care concern. (Long-term and Short-term Disability coverages).
 
 

Access Advantage Partnerships

Going beyond the benefits, set yourself apart with your clients with some differentiating services available through some of our trusted partners. From discounted offerings to premium access, learn about some of the solutions available in:
 
  • Business Services and Financing
  • Health and Wellness
  • Workforce Safety
 
 
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1 Funeral Concierge services are offered through Everest Funeral Package, LLC (Everest). Everest and the Everest logo are service marks of Everest Funeral Package, LLC. Everest is not affiliated with The Hartford and is not a provider of insurance services. Everest and its affiliates have no affiliation with Everest ReGroup, Ltd., Everest Reinsurance Company or any of their affiliates. The Hartford is not responsible and assumes no liability for the services provided by Everest Funeral Package, LLC as described in these materials and reserves the right to discontinue any of these services at any time. Visit https://www.thehartford.com/employee-benefits/value-added-services for more information.
2 EstateGuidance® and Beneficiary Assist® are offered through The Hartford by ComPsych® Corporation. ComPsych is not affiliated with The Hartford and is not a provider of insurance services. The Hartford is not responsible and assumes no liability for the goods and services provided by ComPsych and reserves the right to discontinue any of these services at any time. A simple will does not cover printing or certain other features. These features are available at an additional cost. Visit https://www.thehartford.com/employee-benefits/value-added-services for more information.
 
3 Travel Assistance and Identity Theft services are provided by Generali Global Assistance, Inc. Generali Global Assistance, Inc. is not affiliated with The Hartford and is not a provider of insurance services. Generali Global Assistance, Inc. may modify or terminate all or any part of the service at any time without prior notice. None of the benefits provided by Generali Global Assistance, Inc. as a part of the Travel Assistance and Identity Theft service are insurance. Visit https://www.thehartford.com/employee-benefits/value-added-services for more information.
4 Ability Assist® services are offered through The Hartford by ComPsych.® ComPsych is not affiliated with The Hartford and is not a provider of insurance services. The Hartford is not responsible and assumes no liability for the goods and services provided by ComPsych and reserves the right to discontinue any of these services at any time. Ability Assist is a registered trademark of The Hartford. Visit https://www.thehartford.com/employee-benefits/value-added-services for more information.
 
5 HealthChampionSM services are provided through The Hartford by ComPsych.® ComPsych is not affiliated with The Hartford and is not a provider of insurance services. The Hartford doesn’t provide basic hospital, basic medical, or major medical insurance. HealthChampion specialists are only available during business hours. Inquiries outside of this timeframe can either request a call-back the next day or schedule an appointment. The Hartford is not responsible and assumes no liability for the goods and services provided by ComPsych and reserves the right to discontinue any of these services at any time. HealthChampion is a service mark of ComPsych. Visit https://www.thehartford.com/employee-benefits/value-added-services for more information.
The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries including issuing companies Hartford Life Insurance Company and Hartford Life and Accident Insurance Company. Home Office is Hartford, CT. All benefits are subject to the terms and conditions of the policy. Policies underwritten by the issuing companies listed above detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in force or discontinued.