Small doesn’t have to mean limited. The Hartford goes beyond basic with a focus on serving the full spectrum of small business clients’ needs.
Products offered include:
- Group Life and Accident (AD&D)
- Long-Term Disability
- Short-Term Disability
- Hospital Indemnity
- Critical Illness
- DisabilityFLEX® – a customizable, voluntary disability product
- Statutory plans for New York Disability Benefits Law (DBL) and Hawaii Temporary Disability Insurance (TDI)
- Business Travel Accident (BTA)
Real-time Quoting & Implementation: Our state-of-the-art online platform provides you a secure, easy way to get a quote in less than 10 minutes.
Online Enrollment and Electronic Personal Health Application: Enrollment administration is quick and easy for employers with Express Enrollment, our online enrollment solution through BenSelect. Also, our Electronic Personal Health Application (ePHA) makes the EOI submission process seamless and convenient for employees.To learn more about how Express Enrollment can ease the administrative burden for small business clients, view the Online Enrollment for Small Business Flyer.
In addition to providing valuable coverage, our products also include several service features, to provide both protection and support. Services Include:
Workforce Safety & Absence Management: Reduce risks in the workplace with this consultative service. Our highly credentialed risk engineering consultants work directly with client employers to address absenteeism, safety and productivity issues.
Funeral Planning and Concierge Services1: With our Life coverage, we offer expedited claims payments via Express Pay, along with a suite of services/online tools to guide employees through key decisions, before and after a loss, including:
- 24/7 access to advisors for all funeral planning needs
- professional pricing comparison and negotiation for significant saving
Beneficiary Assist® Counseling2: Included with our Life and Accident coverages, helps employees or their loved ones cope with emotional, financial and legal issues arising after a loss – through unlimited phone sessions with compassionate professionals plus five face-to-face sessions.
EstateGuidance® Will Services2: Included with our Life coverage, this service offers customized, legally binding digital will creation, with online support from licensed attorneys as needed.
Travel Assistance with ID Theft Protection & Assistance3: Included with our Life, Accident and Long-Term Disability coverages, provides services to help employees feel safe and secure while traveling, including:
- access to global medical professionals; and
- ID theft protection 24/7, including preventative education and ID theft resolution assistance.
Ability Assist® Counseling Services4: Included with our Short-Term and Long-Term Disability coverages, employees (and their spouses/ dependent children) receive unlimited phone counseling 24/7/365 plus three face-to-face sessions per year for financial, legal or emotional issues.
HealthChampionSM5: A service which supports employees through all aspects of their health care issues by connecting them with administrative and clinical experts who understand the nuances of any given health care concern. (Long-term and Short-term Disability coverages).
Access Advantage Partnerships
Going beyond the benefits, set yourself apart with your clients with some differentiating services available through some of our trusted partners. From discounted offerings to premium access, learn about some of the solutions available in:
- Business Services and Financing
- Health and Wellness
- Workforce Safety