Flexible Options for Boat Coverage and Watercraft Protection
Do you use your boat on the weekends or every day? Regardless of how often you use your boat, you probably really enjoy being out on the water. While riding the waves, enjoy the peace of mind you get from knowing you have a reliable watercraft insurance plan in place.
When it comes to watercraft & boat insurance, you probably need a plan that offers customized watercraft protection. With boat & watercraft insurance coverage underwritten by American Modern Insurance Group through the Nutmeg Insurance Agency,* our specialists help make it easy for you to customize watercraft coverage to meet your needs. They’ll help you to protect your boat or watercraft at a rate you can afford. Get a boat insurance quote from the AARP®
Auto and Homeowners Insurance Program from The Hartford1
today and learn more about insuring your boat or other watercraft by calling 1-800-555-2510
Important Boat Insurance Coverage
A good boat insurance policy provides much broader protection than a simple endorsement to your homeowner’s policy
. That’s because an endorsement alone is probably not enough coverage for your boat.
So how do you know how much coverage you may need for your boat or watercraft? Consider a level of coverage that is based on the full value of your watercraft, with appropriate liability limits, and the coverage options that are appropriate for your circumstances. That way, you can enjoy your time on the water even more, knowing you’re protected with the essential coverages that are right for you. Consider adding these coverage options:
Increased limits on liability
Total loss replacement option
Personal effects coverage
Emergency Assistance and Towing
Boat and Watercraft Insurance Discounts
Are you an experienced boater, or do you currently have other insurance policies with The Hartford? You may qualify for discounts on your boat and watercraft insurance with The Hartford. Here are some examples of discounts that may be available to you:
Prior Insurance – You might save 15 percent if there was no lapse in your coverage, or 10 percent with a lapse less 30-days.
Loss-free Renewal – You may be eligible to earn a 5 percent discount on your first renewal and 10 percent in successive years.
Experience – Your rate could be adjusted lower to reflect your boating experience and boat safety certifications.
Diesel Fuel Engine – You could save 5 percent.
Multi-policy – If you have multiple policies with The Hartford, you may be eligible for exclusive discounts.
Additional Coverage for Your Boat
Already have the essentials covered, but think you may need additional boat or watercraft insurance coverage? Here are other coverages we offer:
Trailer or boat lift coverage
Agreed value or market value hull coverage
What People Are Saying About The Hartford Boat Insurance
We’re here to help you get customized watercraft coverage that’s right for you. Don’t just take our word for it; here are what other people are saying about their experiences with The Hartford:
“We are very pleased with our insurance at The Hartford. Always very friendly and very good service. The best decision we ever made was getting The Hartford for our home, cars and boat. I would recommend The Hartford to everyone. Thank you for taking such good care of us.”
“This claim experience was amazing and quick. I am so happy to have all of my insurance coverage with The Hartford. We have our auto, home, RV and boat coverage with The Hartford.”
“We have been with The Hartford for many years now and have found them to be a great insurance company. They are easy to get a hold of and follow up is very good. Premiums are good and we now have our household content, car, boat and motorhome insured through The Hartford. We have recommended them to several people.”
* Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors and are subject to change. This Program is underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Southern Home Insurance Company in FL and LA, American Modern Home Insurance Company d/b/a American Modern Insurance Company (Lic. No 222-8) in CA, American Family Home Insurance Company in AR and GA (Personal Watercraft only) and American Modern Home Insurance Company in all other states, through Nutmeg Insurance Agency Inc. Nutmeg Insurance Agency Inc. is an affiliate of Hartford Fire Insurance Company, One Hartford Plaza, Hartford, CT 06155. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by the insurance companies of American Modern Insurance Group, Inc.
Additional disclosures below.