Motorhome & RV Insurance to Keep You Rolling
It’s more than a car and it’s not quite a house, which is why it can be so challenging to find the right coverage for your home on wheels at an affordable rate. So, whether you need RV insurance, motorhome insurance or trailer insurance, the AARP® Auto and Homeowners Insurance Program1 from The Hartford offers specialized protection for your home-sweet-home away from home.
RV insurance can be very different from car insurance
depending on the type of RV or motorhome you have and how much you use it. Whether you have a camper trailer for weekend getaways and day trips; a large RV for extended vacations; or a motor home that you use as your primary residence, The Hartford has RV insurance solutions that you can customize to meet your needs.
Our motorhome insurance offers many of the same benefits as our car insurance
plans plus additional features to address the risks specific to your type of RV and how you use it. That means you can enjoy the same quality insurance coverage and value for your money while adding in all the extras your motorhome needs at a rate you can afford. Speak with your insurance agent or a specialist at The Hartford; we’ll help you choose the RV insurance coverage that’s right for your vehicle. Get an RV insurance quote today to learn more.
Some other reasons to choose The AARP® Auto and Homeowners Insurance Program for RV insurance from The Hartford:
RV Insurance Hassle Free Claim Service
Get in touch with an insurance claim specialist from The Hartford anytime, no matter where you and your motorhome or RV happen to be. And if you need local assistance, we have claims adjusters near you who can help. If you need to report a claim, you can call 800-243-5860
24 hours a day, 7 days a week.
Lifetime Repair With RV Insurance
With RV Insurance from The Hartford, if your motorhome or RV is ever damaged in an accident, you can have it repaired anywhere you choose. Plus, if you take it to one of our authorized RV specialist shops throughout the country, we’ll stand behind the workmanship for as long as you own your motorhome.
For example, imagine your RV gets rear ended while you’re traveling across the country. Even though you’re miles away from home, your RV Insurance with Lifetime Repair from The Hartford helps cover the costs of repairs at the nearest authorized shop.
RV Insurance Discounts
You could be eligible for discounts if you bundle your car, home and RV insurance coverage or insure multiple recreational vehicles with The Hartford. For example:
Have you taken a defensive driving course? You could be eligible for a discount.
Are you a member of an RV club? Many RV club members enjoy additional savings.
Do you only use your vehicle seasonally? You’re likely eligible for savings if you don’t use your RV year round.
A representative at The Hartford or your insurance agent can help you find all the discounts you qualify for when securing RV insurance coverage.
Select the Coverages That Are Right for You
RVs and motorhomes are complex vehicles that often require specialized coverages. Some of the things The Hartford can help cover for you include:
Medical Payments – For example, while driving your RV across the country, you get into an accident and suffer injuries. Medical payments coverage will help pay for the medical costs you incurred.
Collision Damage – For example, While backing up your RV at a new campsite parking lot, you misjudge the distance between your RV and the camp store and bump into the building. Happily the store suffered no damage, but your RV is dented.
Towing & Labor Costs – For example, you break down on the side of the road while traveling in your RV. Towing and labor costs coverage can help pay for repairs done to your RV where it broke down. It will also cover the towing costs if it needs to be transported to a garage for further repairs.
Vehicle Rental Costs – For example, you crash your RV and are in need of further transport. Your Vehicle rental costs coverage will help get you to where you need to go after your accident.
Bodily Injury – For example, after driving your motorhome in traffic for hours, you accidently rear end the car in front of you injuring the driver. Bodily Injury coverage will help pay for the drivers injuries and medical treatment.
Property Damage – For example, you lose control of your motorhome and crash into a nearby car. Property damage coverage will help pay for the damages to the other car.
Your agent or a representative from The Hartford can help you find the coverages you need at a price you can afford. Learn more about RV insurance and get an insurance quote from The Hartford today.