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Wholesale product capabilities Insurance products through wholesale relationships, including traditional E&S placements as well as reduced hazard placements that wholesale brokers are aggregating for their retail clients. Offering Highlights Target Classes Details Primary Casualty Coverage for a broad array of industries that enter the E&S market, including construction, manufacturing [...]

SMALL COMMERCIAL PROFESSIONAL SERVICES 1 Professional services are on the threshold of a major digital transformation. Not just in the way they organize their services, but also in their delivery. Self-service platforms are changing the way professionals interact with their customers. And that opens up the gateway to risks like cloud interruption and data breaches. Just as critical [...]

SMALL COMMERCIAL SMALL BUSINESS OWNERS | OPTOMETRISTS YOUR PATIENTS EXPECT PERSONALIZED TREATMENT. YOU CAN COUNT ON THE SAME FROM US. BUSINESS OWNER’S POLICY (BOP) A BOP can help protect your optometry office in much the same way that a homeowners policy protects your home and personal possessions. The Hartford’s BOP combines these essential coverages to provide a cost-effective [...]

Miscellaneous Professional Liability Coverage Financial strength1 A.M. BEST S&P Navigators Insurance Company A+ AA- (As of 2025) • Limits up to $5,000,000 – primary or excess • Non-admitted product with coverage tailored for each risk • Admitted product available in all states except AK, HI and LA Program highlights 1 • 50/50 hammer clause • Punitive damages, where allowed by law [...]

A Total Account Solution We offer all the following lines for all business classes listed on the next page. Business Owner’s Policy (BOP) One policy for fire, theft, liability and more. Workers’ Compensation Covers rehab expenses and lost wages in compliance with state laws. Business Auto Coverage for business vehicles owned, leased, rented or borrowed—on the road and off. [...]

Property claims capabilities that support continuity, confidence and partnership. Wholesale Property Claims Guide For Agents and Brokers Only Learn more about Navigators property solutions at TheHartford.com/navigators 1 Customer reviews were collected and tabulated by The Hartford and are not representative of all customers. 2 Based on The Hartford’s internal claims data, 2025. [...]

A Total Account Solution We offer all the following lines for all business classes listed on the next page. Business Owner’s Policy (BOP) One policy for fire, theft, liability and more. Workers’ Compensation Covers rehab expenses and lost wages in compliance with state laws. Business Auto Coverage for business vehicles owned, leased, rented or borrowed—on the road and off. [...]

Driving specialized solutions for complicated risks. Responsive products – We offer products to address the most hard-to-place risks. Deep industry expertise – Our specialty underwriters are experienced in their fields, ensuring that each broker receives the specialty service their insured deserves. Swift decisions – Our underwriters are empowered to make decisions in the field to [...]

Wholesale Inland Marine Trucking Appetite Guide | For Agents and Brokers Only Built for the long haul: inland marine coverage for tough risks. Inland Marine Transportation Package Policy Product Parameters Limits: • Auto Physical Damage: » Starting at $1M per occurrence; max $350K Per Unit • Motor Truck Cargo: » $1M per occurrence; higher terminal limits available Minimum [...]

**HOW TO CALCULATE MONTHLY ME PML/PFL PREMIUM** To help you calculate the amount of premium due to The Hartford for your Maine Paid Medical Leave (PML) and Paid Family Leave (PFL), we’ve provided an example. Maine 2026 Per Covered Employee Annual Wage Cap is $184,500.  Use the Employee’s gross wages each month to determine the Premium Due, until the Employee reaches the maximum [...]