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Examples of Coverage Gaps Family Leave Medical Leave Combined PFML Cap Income Gap Up to 12 weeks Up to 12 weeks 12-20 weeks in a 12-month period Up to 18 weeks What you need to know • The MN PFML program caps payments and can create potential coverage gaps for your employees. • STD can fill those gaps and provide important income replacement for your employees above and beyond what is [...]

Help employees maintain a steady income when they can’t work. Oregon Paid Family and Medical Leave Insurance (Oregon PFMLI or Paid Leave Oregon) and Short-term Disability Coverage Your Short-term Disability coverage offers important benefits that can help prevent financial hardships for your employees when they are experiencing a disabling condition. What You Need to Know [...]

Livestock transit insurance with thousands of miles of experience behind it. A truck filled with livestock has a highway accident. The animals need immediate attention. To complicate matters, animals that escape run free to cause other accidents or perish. It’s a situation you may have witnessed. As a livestock transit insurer since 1916, we’ve helped countless livestock haulers after [...]

You take great pride in your feedlot’s cattle, providing the best animal husbandry and a productive environment. But even with this care and expertise, your investment is still vulnerable to risks beyond your control. No matter what may be on the horizon, help keep your business on track with our feedlot cattle program – insurance products and services designed for your business. [...]

Fire Sense A smart way to prevent, detect and escape home fires. Home for a Lifetime Table of contents Fire sense: A smart way to prevent, detect, and escape home fires . . . . . . . . . . . . .3 The power of fire . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . [...]

The Hartford began offering Paid Family and Medical Leave Insurance (PFMLI) in Oregon effective September 3, 2023, and later. Considering opting out of Oregon PFMLI? You’ve got options. As a leader in Paid Family and Medical Leave, Statutory Disability and Absence Management, we have extensive knowledge and experience working with employers who choose private/equivalent plans. We [...]

As a part of their active lifestyle in a diverse environment, horses can encounter many hazards that threaten their life and health. We can help you manage these risks with our equine animal mortality coverage and other options, including major medical expense coverage. Customized Coverage for Major Losses, from Accidents to Death We offer a wide range of options allowing you to [...]

As a swine owner, integrator, financial/risk manager or contract grower, you know the risks of your industry. The death of your hogs caused by a tornado, contaminated feed, power interruption or a building fire can cost you time and income. And pose a real threat to your livelihood. With so much on the line, keep your business moving forward with help from a dependable livestock insurer [...]

Hartford Life Insurance Company Hartford Life and Accident Insurance Company - 11 - SCHEDULE E BLANKET and BTA We will pay the following Flat Commissions for BLANKET and BTA. The amount of Commissions may be increased based on the services provided by the Producer pursuant to the Additional Services Fees section below. All other Flat commissions will be filed separately [...]

SCHEDULE F HARTFORD FIRE BLANKET AND BTA The Hartford Fire Insurance Company will pay the following Flat Commissions for BLANKET (Participant Accident, Volunteer Firefighter) and BTA. The amount of Commissions may be increased based on the services provided by the Producer pursuant to the Additional Services Fees section below. We will pay the following Flat [...]