Resultados de la búsqueda

Effective January 1, 2020, the state of Washington mandated Paid Family and Medical Leave (PFML) for nearly all employees in the state. What are the PFML plan options? Employers have the option to choose between a self-funded private plan or the state offered plan. The Hartford can assist employers with existing disability/leave products when they choose to file self-funded [...]

Your Short-term Disability coverage offers important benefits that can help prevent financial hardships for your employees when they’re experiencing a disabling condition. It can fill in when the DE PFML ends. Delaware Paid Family and Medical Leave (DE PFML) and Short-Term Disability (STD). What You Need to Know • The DE PFML (the state program is referred to as Delaware [...]

214019522_1 LAW © 2023 by The Hartford. Classification: Company Confidential. No part of this document may be reproduced, published, or used without the permission of The Hartford. Disclosure Pursuant to the California Voluntary Carbon Market Disclosures Act (AB 1305) In 2024 (reporting year 2023), The Hartford disclosed the components of its operational greenhouse gas emissions [...]

Task Force on Climate-related Financial Disclosures (TCFD) 2025 Report 2025 TCFD Report 2 About this Report The Hartford's forward-thinking approach to risk management has enabled us to endure for more than two centuries. We recognize that climate risks are increasingly evident, presenting new challenges for insurers like The Hartford and we understand that the insurance sector [...]

RISK ENGINEERING TECHNICAL INFORMATION PAPER SERIES: FATIGUE UNDERSTAND AND MANAGE DRIVER FATIGUE WITH THESE TIPS FROM THE HARTFORD. continued Driver fatigue is a significant factor in the cause of motor vehicle crashes. This paper addresses: • The regulations pertaining to permissible hours of service • Some of the factors that are responsible for fatigue in drivers, and • The [...]

Help employees maintain a steady income when they can’t work. Connecticut Paid Family and Medical Leave (CT PFML) and Short-term Disability (STD) Your Short-term Disability coverage offers important benefits that can help prevent financial hardships for your employees – it starts where the PFML plans stop. What You Need to Know • Whether your employees are accessing [...]

WHY DO I NEED FLOOD INSURANCE? NATIONAL FLOOD INSURANCE PROGRAM WHAT YOU NEED TO KNOW ABOUT FLOOD INSURANCE MOST PROPERTIES ARE VULNERABLE TO FLOODING Flooding can happen just about anywhere it rains or snows. On average, 40% of the National Flood Insurance Program (NFIP) flood insurance claims occur outside the high-risk flood areas. That’s why it’s important to protect the [...]

Checklist: Water Damage Prevention Inspect under sinks and around toilets Task Frequency Notes Monthly Look for drips, corrosion, or moisture Check appliance hoses (washer, fridge, dishwasher) Quarterly Replace if cracked or over 5 years old Test sump pump Biannually Especially before rainy seasons Winterize outdoor faucets and pipes Fall Disconnect hoses and insulate exposed [...]

TECHNOLOGY & LIFE SCIENCE PRACTICE FAILSAFE® COVERAGE ANALYZER continued FailSafe for Spectrum1 FailSafe Stand-Alone E&O Other Carrier’s Programs WRONGFUL ACTS Professional Liability Coverage • Errors & Omissions (E&O) Liability: negligence, breach of warranty or representation • Security Liability, including failure to prevent: » Denial or disruption of service » [...]

At some point in your career, you may need to take extended time away from work for personal or family reasons. You’ve probably heard it called a “leave” in the workplace – and there are many different types of leaves. Some pay you a portion of your income while you are out, and some do not. Other types give you job protection while you take care of the things that matter most. Leaves [...]