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A Total Account Solution We offer all the following lines for all business classes listed on the next page. Business Owner’s Policy (BOP) One policy for fire, theft, liability and more. Workers’ Compensation Covers rehab expenses and lost wages in compliance with state laws. Business Auto Coverage for business vehicles owned, leased, rented or borrowed—on the road and off. [...]

Participant Accident Statement of Claim for Travel, Activity, or Incident Benefits IMPORTANT INSTRUCTIONS FOR COMPLETING CLAIM FORM(S) To the Policyholder and Claimant: We want to assist you in filing your claim as quickly as possible. Please read these important instructions regarding completion of these forms. The information below constitutes a complete claim filed with The [...]

Small Business Offer payroll billing workers’ comp regardless of payroll company. SmartPay allows you to offer payroll billing workers’ comp regardless of payroll company. We have two options to offer customers, integrated SmartPay Reporting Service (SPRS) and SPRS PLUS. Common Questions Finch API Process The difference. If your customer has a payroll company that is not [...]

SMALL COMMERCIAL SMALL BUSINESS OWNERS | COSMETICS AND BEAUTY SUPPLY STORES HAVING THE RIGHT INSURANCE COVERAGE IS A BEAUTIFUL THING. BUSINESS OWNER’S POLICY You're in the business of making people look and feel good. Our Business Owner's Policy (BOP) can do the same for you. It helps protect your business in a few different ways: • Business Property insurance to help protect the [...]

A Total Account Solution We offer all the following lines for all business classes listed on the next page. Business Owner’s Policy (BOP) One policy for fire, theft, liability and more. Workers’ Compensation Covers rehab expenses and lost wages in compliance with state laws. Business Auto Coverage for business vehicles owned, leased, rented or borrowed—on the road and off. [...]

Spectrum® Business Owner’s Policy (BOP) A BOP can help protect your salon business in much the same way that a homeowners policy protects your home and personal possessions. Our BOP includes: • Business Property insurance to help protect the property you own, lease or rent. • Business Liability coverage to help protect your business in the event it’s responsible for causing harm to a [...]

What Good Looks Like What kinds of finance companies have risks we’d underwrite? Those with: • Well-trained employees in their field • Limited traveling off premises • Low-risk clients Target Standard Industrial Classification Codes (SICs) 10421 Banks and Other Financial Institutions 10411 Credit Unions 10391 Finance Companies 11111 Investment Companies 10361 Trust Companies [...]

What Good Looks Like What kinds of retailers have risks we’d underwrite? Those with: • Strong point-of-sale systems in place • Well-maintained buildings • Newer buildings • Correct security measures in place (cameras, security system, theft alarm, payment protection) Target Standard Industrial Classification Codes (SICs) 5847 Gift, Card, Novelty, Souvenir Shops 5941 Sporting [...]

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