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Contractors face unique risks every day. Not the least of which are pollution incidents. These can range from hazardous fumes in the air to major gas leaks and fuel spills. All it takes is one seemingly minor mistake to have major financial repercussions. It’s why having contractors pollution liability coverage makes a lot of sense. And it’s just the kind of protection [...]

What Good Looks Like What kinds of manufacturers have risks we’d underwrite? Look for these features: • Newer business • Well-maintained building with sprinkler system • Designed for manufacturing occupancy • Automated/mechanized production processes • Reducing manual intervention • Manufacturing of component parts designed to customer specifications • Industrial certifications (ISO [...]

Contractors eligible for The Hartford Pronto system include the following: • Revenues up to $75M • Insureds domiciled in 50 states • Fall within approximately 150 approved ISO GL class codes for artisan trade contractors including*: » Appliance Installation » Carpentry/Framing » Concrete/Masonry » Electricians » Excavating/Grading » Fencing » Flooring » [...]

A Total Account Solution We offer all the following lines for all business classes listed on the next page. Business Owner’s Policy (BOP) One policy for fire, theft, liability and more. Workers’ Compensation Covers rehab expenses and lost wages in compliance with state laws. Business Auto Coverage for business vehicles owned, leased, rented or borrowed—on the road and off. [...]

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A Total Account Solution We offer all the following lines for all business classes listed on the next page. Business Owner’s Policy (BOP) One policy for fire, theft, liability and more. Workers’ Compensation Covers rehab expenses and lost wages in compliance with state laws. Business Auto Coverage for business vehicles owned, leased, rented or borrowed—on the road and off. [...]

AREA OF FOCUS APPETITE Agriculture • Packers & Stockyards • Warehouse • Produce Dealers • Livestock Dealers • Milk Dealers • Grazing and Farming Permit • Winemakers Attorneys • Administrator • Executor • Guardian of Minor • Guardian of Incompetent • Replevin • Injunction • Veteran Trustees Contractors • Contractor License • General License (Plumbers, Electricians, etc.) Finance • [...]

Underwriting Questionnaire Species Other Than Horses and Cattle Producer’s Name Applicant’s Name Agency Code Mail Address Mail Address City, ST Zip City, ST Zip Phone Phone Fax Fax E-Mail Address E-mail Address 1. How long has the applicant raised each animal species for which insurance is being requested? [...]

Small Business What Good Looks Like • Habitational buildings with mixed use occupancy (including some commercial occupants) may be considered • Modern (1990 or newer) property exposures built and suited for habitational use • Occupancy rates of 80% or greater • Dedicated property management • Ownership/management committed to maintenance and improvements • Sprinklered [...]

The Hartford se enfoca en proporcionar la información, las herramientas y el apoyo necesarios para completar con facilidad y éxito el proceso de auditoría de primas.