The Hartford Insights

Business professionals walking on a sundial in the shape of a globe.

Economic Trends

Global Insights Center: Year Ahead 2026

01/23/2026 15 min read

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Education Safety & Preparation

Education at Risk: Strategies for School Violence Prevention

01/21/2026 7 min read

Safety & Preparation

Powering Progress: Managing Risks in the Age of Rechargeable Electronics

01/09/2026 7 min read

Spotlight

Risk Monitor

Risk Monitor highlights the top risk concerns and emerging trends The Hartford has gathered in feedback from our agents, brokers and policyholders.

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Future of Benefits

Our Future of Benefits study delivers new insights into employee benefit trends and the evolving needs of the U.S. workforce.

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Explore TOPICS

Employee Benefits Work Health and Wellness

How Innovative Benefits Can Help Win the Engineering Talent War

05/05/2025 7 min read

Life Events Safety & Preparation Real Estate

Winter Guide: Prepping Your Business Property for Colder Weather

11/11/2025 4 min read

Economic Trends

Global Insights Center: Monthly Newsletter

01/05/2026 4 min read

Economic Trends

Navigating the Global Electric Vehicle Revolution

06/28/2024 5 min read

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Economic Trends

Tariffs: The Crossroads of Geopolitics and Economics

05/19/2025 16 min read

Economic Trends

Global Insights Center: Monthly Newsletter

01/05/2026 4 min read

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Person walking a dog on a grassy field with trees in the background under a partly cloudy sky.

Employee Benefits Work Life Events

5 Reasons To Consider Accident and Critical Illness Insurance

09/19/2025 2 min read

Caregiver walking with senior lady in park during autumn.

Employee Benefits Work Future of Benefits

Brokers Are Key to Helping Employers Navigate Paid Leave

10/17/2024 4 min read

Two women seated on a couch, holding hands, illustrating the importance of companionship in mental health journeys.

Employee Benefits Work Health and Wellness

Closing the Gaps in Mental Health

12/20/2024 5 min read

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A group of professionals standing in a hallway facing the camera smiling.

Finances Tech & Digital

Private Equity: Modern Approaches To Protect Your Investment

09/19/2025 4 min read

Employee Benefits Finances Work

Disability Benefits Are Key to a Solid Financial Wellness Plan

04/21/2023 5 min read

Employee Benefits Finances Life Events

Factor Supplemental Health Plans Into Your Finances

07/11/2022 6 min read

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Employee Benefits Work Health and Wellness

Closing the Gaps in Mental Health

12/20/2024 5 min read

Health and Wellness Work Life Events

I’m [Fill In the Blank] Years Old – What Supplemental Insurance Do I Actually Need?

07/21/2022 10 min read

Work Health and Wellness

Who We are At Work: Gen-Z and Young Millennials

09/25/2023 7 min read

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Leadership

How Predictive Modeling Supports Saving Money With Subrogation

02/11/2022 6 min read

Leadership Work Safety & Preparation

Helping Employees Return to Work Healthier and Happier

02/11/2022 9 min read

Leadership Safety & Preparation

Giving Employers Data-Driven Solutions To Prevent Injuries, Improve Return to Work

03/14/2023 9 min read

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Employee Benefits Work Life Events

5 Reasons To Consider Accident and Critical Illness Insurance

09/19/2025 2 min read

Life Events Work

Life Events Checklist

08/09/2021 2 min read

Future of Benefits Life Events Employee Benefits

The ABCs of Supplemental Insurance

01/07/2022 5 min read

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Life Science Safety & Preparation

Bridging the Gap: Managing Shared Liability in Life Science and Healthcare

11/06/2025 6 min read

Life Science Safety & Preparation

Navigating Blood Shield Laws in the Biomedical Industry

11/24/2025 5 min read

Three rescue workers in helmets and safety gear standing in front of a partially collapsed building, discussing the situation.

Safety & Preparation

Resilience Planning: Supporting Employees After a Natural Disaster

09/05/2025 4 min read

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Employee Benefits Work Life Events

5 Reasons To Consider Accident and Critical Illness Insurance

09/19/2025 2 min read

Employee Benefits Work Future of Benefits

Brokers Are Key to Helping Employers Navigate Paid Leave

10/17/2024 4 min read

Employee Benefits Work Health and Wellness

Closing the Gaps in Mental Health

12/20/2024 5 min read

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Meet the Authors

Andrew Zarkowsky

Andrew Zarkowsky, Head of AI Underwriting, The Hartford.

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Adam L. Seidner, Chief Medical Officer, The Hartford

Adam L. Seidner, MD, MPH

Adam L. Seidner, MD, MPH is the Chief Medical Officer at The Hartford and leads The Hartford's efforts in medical innovation, training and programs.

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Lauren Curran is a journalist who specializes in career development and higher education. A former reporter with The Associated Press, she has also written for Brown University and Worcester Polytechnic Institute.

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Brad John

Brad John is the Life Sciences Industry Practice Lead at The Hartford, leading the development and execution of the life science strategic plan, including product, appetite, distribution, and marketing strategy.

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