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Si se vende una empresa pública, los ejecutivos clave podrían perder sus trabajos. Los paracaídas dorados ofrecen compensación a los ejecutivos clave en caso de que pierdan sus trabajos en la venta. Obtenga más información sobre cómo los paracaídas dorados pueden proteger a sus ejecutivos en The Hartford Business Owner's Playbook.

Los paquetes de seguro por discapacidad son un gran beneficio para ofrecer a los empleados, pero existen ciertos matices cuando se trata de cómo se gravan. Aprenda a manejar las primas de seguro por discapacidad a través de planes de seguro pagados por el empleador o el empleado. Obtenga detalles de The Hartford Business Owner's Playbook.

¿Está familiarizado con los programas de depreciación y cómo se pueden utilizar para los activos de su negocio? Un programa de depreciación traza la pérdida de valor de un activo durante un período designado como su vida útil. Aprenda una forma sencilla de realizar un seguimiento de este proceso en The Hartford Business Owner's Playbook.

CA 00 H114 00 0909 (rev. 03/13) ©2009, The Hartford Page 1 TPALPQt.doc NAME OF INSURED:____________________________________________________________________ ADDRESS:_____________________________________________________________________________ DATE:_________________________________________________________________________________ 1. Do you have an annual examination by an outside CPA? Yes No [...]

Wholesale product capabilities Insurance products through wholesale relationships, including traditional E&S placements as well as reduced hazard placements that wholesale brokers are aggregating for their retail clients. Offering Highlights Target Classes Details Primary Casualty Coverage for a broad array of industries that enter the E&S market, including construction, manufacturing [...]

SMALL COMMERCIAL PROFESSIONAL SERVICES 1 Professional services are on the threshold of a major digital transformation. Not just in the way they organize their services, but also in their delivery. Self-service platforms are changing the way professionals interact with their customers. And that opens up the gateway to risks like cloud interruption and data breaches. Just as critical [...]

SMALL COMMERCIAL SMALL BUSINESS OWNERS | OPTOMETRISTS YOUR PATIENTS EXPECT PERSONALIZED TREATMENT. YOU CAN COUNT ON THE SAME FROM US. BUSINESS OWNER’S POLICY (BOP) A BOP can help protect your optometry office in much the same way that a homeowners policy protects your home and personal possessions. The Hartford’s BOP combines these essential coverages to provide a cost-effective [...]

Miscellaneous Professional Liability Coverage Financial strength1 A.M. BEST S&P Navigators Insurance Company A+ AA- (As of 2025) • Limits up to $5,000,000 – primary or excess • Non-admitted product with coverage tailored for each risk • Admitted product available in all states except AK, HI and LA Program highlights 1 • 50/50 hammer clause • Punitive damages, where allowed by law [...]

A Total Account Solution We offer all the following lines for all business classes listed on the next page. Business Owner’s Policy (BOP) One policy for fire, theft, liability and more. Workers’ Compensation Covers rehab expenses and lost wages in compliance with state laws. Business Auto Coverage for business vehicles owned, leased, rented or borrowed—on the road and off. [...]

Despedir a un empleado es una de las partes más difíciles de administrar un negocio, pero el proceso de despido real puede ser difícil y generar problemas legales. ✓ Aprenda cómo despedir correctamente a un empleado en The Hartford Business Owner's Playbook.