Car Insurance in Bakersfield
With a population that’s currently growing, Bakersfield is the ninth-largest city in California.
2 To stay safe while you’re out on the roads, you’ll want the right car insurance coverages. With the AARP
® Auto Insurance Program from The Hartford,
1 you can customize your
car insurance and qualify for discounts.
What Is the Basic Car Insurance Coverage in Bakersfield, CA?
Every state has different coverage requirements for drivers. Here are the state minimums for auto insurance coverage in Bakersfield, CA:
Although these are the minimum requirements, everyone’s
car insurance coverage needs are different. With the AARP Auto Insurance Program from The Hartford, you can get affordable coverage tailored to your needs. We can make sure you’re covered if you’re in a car accident.
How Much Is Car Insurance in Bakersfield?
Our customers pay an average of $1,544 a year, or about $129 a month, for car insurance in California.‡‡‡ Wondering how to get the cheapest car insurance in Bakersfield? Everyone’s rate is different, but some factors that impact how much you’ll pay for car insurance include your:
- Age
- Driving record
- Type of vehicle
- Coverage limits
- Deductible amounts
In Bakersfield, married drivers often pay less than single drivers. The age group that generally has the cheapest car insurance rates in Bakersfield are drivers in their 60s.3
AARP Member Discounts for Auto Insurance in Bakersfield
- New Car Replacement:§§ If you total your new car, your policy will help pay to replace it with a new vehicle of the same make, model and equipment, without deduction for depreciation.
- 24/7 Claim Service: You can reach our representatives at 800-243-5860 any time of the day to report a claim.
- RecoverCare:§ With this benefit, we’ll give you up to $2,500 to pay for transportation, cooking, cleaning and other help you need after you’re injured from a car collision.
AARP members can also receive up to 10% off their car insurance premiums.
Learn More About Car Insurance in California
Last Updated: March 27, 2025
2 Bakersfield City, “Bakersfield Continues to Grow, Remains Ninth-Largest City in California.”
3 The Zebra, “How Much Does Car Insurance Cost in Bakersfield?”