AARP Driver Safety Course

Tune Up Your Driving Skills and Save

Stay safe on the road with refreshed techniques and get a car insurance discount of up to 5% from The Hartford when you complete an approved defensive driving class.
Author:
Lily DiGregorio
Lily DiGregorio,Staff copywriter
Lily DiGregorio
Staff copywriter specializing in auto and home insurance for The Hartford.
Reviewed By:
Ben Ewbank
Ben Ewbank,Head of Personal Lines State Product and Pricing
Ben Ewbank
Head of Personal Lines State Product and Pricing at The Hartford.
LinkedIn Profile
Updated: 06/20/2025
Read Time: 3 minutes
woman pleased with AARP driver safety course discount from The Hartford
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Key Takeaways

  • AARP® Auto Insurance from The Hartford1 offers car insurance benefits and discounts just for members of AARP. Defensive driving courses are one of the many ways you can save.
  • By taking an approved defensive driving course like the AARP Smart DriverTM course, customers of The Hartford can enjoy a discount of up to 5% on their car insurance for the next three years.
  • This refresher course provides updated information on traffic laws, current rules of the road, defensive driving techniques and strategies to adapt to age-related changes.

What Is the AARP Smart Driver Course?

The AARP Smart Driver course is a self-paced, comprehensive program made to improve driver safety for individuals aged 50 and older. By completing the course, participants can revamp their driving skills and take advantage of car insurance savings.
 
The course provides valuable information on:
 
  • The effects of medication on driving
  • Proper usage of safety belts, air bags and anti-lock brakes
  • Navigating left turns, right-of-way and roundabouts
  • Adjusting your driving based on age-related physical changes
  • Reducing driver distractions
  • Maintaining a safe following distance behind another car
man please to have AARP defensive driving course discount from The Hartford

Why Take the AARP Smart Driver Course?

When you take the AARP Smart Driver online course, you can take advantage of a multi-year discount on your auto insurance with The Hartford. Plus, safer driving can save you money in other ways by:
Enhancing safety on the road for you and those you love
Boosting your driving confidence
Decreasing the likelihood of being involved in an accident
Improving your ability to adapt to changes that may affect your driving
Tip:
The AARP Smart Driver course comes with a money back guarantee. So, if you sign up but don’t complete the course within a given timeframe, you can request a refund.***

Sign Up for an AARP Smart Driver Course Today

At The Hartford, we believe in rewarding safe and experienced drivers. For over 40 years, AARP Auto Insurance from The Hartford has offered exclusive benefits and discounts to AARP members. You can improve your driving skills and save on car insurance by enrolling in an approved defensive driving course like the AARP Smart Driver online course. To learn more about how you can save on car insurance and get your personal AARP member quote, call The Hartford at 888-546-9099 today.

Frequently Asked Questions About AARP Driver Safety Courses

Experienced drivers can take advantage of AARP driver safety courses to help keep you and your loved ones safe on the road. Specifically, the AARP Smart Driver course improves your driving confidence by enhancing your knowledge of current traffic laws and defensive driving techniques. Not to mention, you can unlock a safe driver discount of up to 5% on your car insurance from The Hartford for the next three years after taking the course.
The AARP Smart Driver course is available in four-, six- or eight-hour formats depending on your state's regulations and can be completed at your own pace. Once you register, you have 60 days to finish the course, or 30 days if you're in Connecticut or New York.
Defensive driving courses, like the AARP Smart Driver Course, boost confidence on the road, reduce the likelihood of crashes and enhance overall safety by teaching up-to-date safe driving techniques. Additionally, completing certain courses can also lead to potential savings on auto insurance.
The AARP Smart Driver course costs $26.95 for members and $29.95 for non-members. For those taking the course in New York, there is an additional mandatory fee to report your completion to the New York Department of Motor Vehicles.

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*** You are able to receive a refund from AARP if for any reason you do not complete the course or do not wish to continue it. You will have 60 days (30 days in NY and CT) from the date of registration to request that a refund be credited back to your credit card account.
 
Additional disclosures below.
AARP® Auto Insurance
Quick Links
FAQs
For AARP® Members
Additional Resources
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.
 
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.
 
The AARP Auto Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA, by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MA, by Trumbull Insurance Company; and in PA, by Nutmeg Insurance Company and Twin City Fire Insurance Company. The AARP Home Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Nutmeg Insurance Company. The Hartford does not write new Home business in all areas, including the states of CA and FL. Savings, benefits and coverages may vary and some applicants may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.
 
1 In Texas, the Auto Program is underwritten by Redpoint County Mutual Insurance Company through Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Redpoint County Mutual Insurance Company. The Home Program is underwritten by Hartford Insurance Company of the Southeast.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.