Car Insurance for Montana Drivers
Are you a Montana driver shopping for car insurance? If you’re looking for a car insurance quote, or just want to learn more about buying car insurance in Montana, we’re here to help. The AARP® Auto Insurance Program from The Hartford1 is has been providing car insurance protection to Montana AARP members and their families since 1984.
Montana is full of majestic scenery to enjoy as you travel through the state. From Glacier National Park to the Great Plains, you can feel protected with car insurance from the AARP Auto Insurance Program from The Hartford. The Hartford has earned a reputation for integrity and trust over the years, and our customers agree – giving The Hartford high customer ratings for claim service.
Car Insurance Benefits Offered to Montana Drivers
As a Montana driver, you could be eligible for several valuable benefits from the AARP Auto Insurance Program from The Hartford, including:
12-month Rate Protection
New Car Replacement§§
24/7 Claim Service
Required Car Insurance Coverages in Montana
The following minimum liability car insurance limits are required by Montana state law:2
$25,000 for bodily injury, per person per accident
$50,000 for bodily injury, total per accident
$20,000 for property damage per accident
Proof of Car Insurance in Montana
If you’re involved in an accident, Montana state law requires you to furnish a copy of your car insurance ID card if requested by a police officer or other party. That’s why it’s a good idea to keep a copy of your ID card in the vehicle with your registration. For added convenience, Montana is now among the states that will accept an electronic copy of your ID card. With The Hartford’s mobile app, you can store your ID card right on your mobile device. Visit the App Store™ or Google Play™ for more information.
Montana Uninsured Driver Facts
According to a 2012 Insurance Research Council report, 14.1% of Montana drivers are uninsured. This is above the national average of 12.6%.3
Being involved in an accident with an uninsured or underinsured motorist could be financially devastating. Montana does not require drivers to carry this coverage, but The Hartford offers this valuable benefit to give you peace of mind.
Additional Car Insurance Coverages Available to Montana Drivers
For added protection, Montana drivers may also be eligible for the following coverages from the AARP Auto Insurance Program from The Hartford:
Comprehensive with Full Glass Coverage
Increased Rental Reimbursement
Staying Safe on Montana Roads
As you travel through Montana, there are a number of safe driving laws meant to protect you on Montana’s highways and byways. Here are just a few:4
Montana Seat Belt Laws:
Montana does not have mandatory seat belt laws, but if you are pulled over for another moving violation, law enforcement can ticket you for not wearing your seat belt.
Montana Teen Driver Laws:
Getting a driver’s license is a rite of passage for all teenagers, and Montana wants to be sure they stay safe in the process! Montana has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.