What Is AARP and How Does It Relate to The Hartford?

AARP offers exclusive benefits and savings to its members. One of those perks is access to car and home insurance from The Hartford. In fact, we offer the only auto and home insurance endorsed by AARP.
Author:
Lily DiGregorio
Lily DiGregorio,Staff copywriter
Lily DiGregorio
Staff copywriter specializing in auto and home insurance for The Hartford.
Updated: 09/10/2025
Read Time: 4 minutes
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Key Takeaways

  • Members of AARP can enjoy numerous member-only benefits, including AARP® Auto and Home Insurance from The Hartford.1
  • Since 1984, The Hartford has proudly offered tailored insurance products and exclusive AARP member benefits.
  • Don’t have an AARP membership? The Hartford can help you sign up.

What Is AARP?

AARP, formerly known as the American Association of Retired Persons, is a nonprofit, nonpartisan organization that supports people age 50 and over. It provides members with benefits, discounts and advocacy on important issues like Social Security. AARP also works on research, public service and policy efforts designed to improve the lives of older adults.
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What Is The Hartford’s Relationship With AARP?

AARP members, 38 million and counting, can take advantage of AARP Auto Insurance from The Hartford. Because The Hartford offers insurance for AARP members age 50 or older, we can provide an individualized experience to meet the needs and wants of experienced drivers. To learn more, call The Hartford at 888-546-9099.

How Does AARP Membership Work?

A full AARP membership offers Americans age 50 and older access to a wide range of perks. These include exclusive discounts from leading brands and a subscription to AARP Bulletin, which delivers news and stories relevant to the 50 and older population.
 
One of the benefits for AARP members is car insurance through The Hartford. In fact, members who switch to The Hartford could save an average of $577† on their car insurance alone.
 
Members can also take advantage of AARP discounts on things like dining, real estate, travel-related services and drug coverage. AARP even offers educational and learning resources, with the goal that people can choose how they live in retirement or as they age, independently and confidently.
 

What’s the AARP Sign-up Process?

When you get a policy with The Hartford, we’ll help sign you up for AARP. If you’re not an AARP member, you can still get a quote for auto or home insurance from us. Or, to become a member on your own, visit the AARP website directly.
happy customer knowing what AARP stands for

Access Discounts and Benefits With Your AARP Membership

For over 40 years, we’ve helped protect AARP members with AARP Auto and Home Insurance from The Hartford. To start taking advantage of discounts for AARP members, get an auto insurance or home insurance quote from The Hartford today.

Frequently Asked Questions About AARP

AARP originally stood for the American Association of Retired Persons, but they have since rebranded to simply be known as AARP. This better encompasses the full scope of an AARP membership, which includes people who may not be retired but are over 50 years of age.
Founded in 1958, AARP is for Americans age 50 and older, offering member-only discounts and savings as well as educational and learning resources. AARP also works on advocacy for relevant topics like Social Security and other public services, all with the goal of helping individuals age 50 and older live confidently, independently and affordably. While AARP is known for serving people age 50 or older, adults of any age can join.
By joining AARP, you get access to exclusive benefits and savings, including Auto and Home Insurance from The Hartford. In addition to insurance products through The Hartford, AARP members can also take advantage of free legal counsel, perks through financial institutions and assistance with Medicare enrollment.
You’ll have to pay an annual membership fee of $20 per year to join AARP, but you can receive your first-year membership for $15 if you opt in to automatic renewals. An AARP membership cost can often pay for itself, unlocking discounts and savings opportunities as well as a subscription to AARP The Magazine.
While AARP has historically catered to older Americans, adults of any age can join. However, to be eligible for AARP Auto and Home Insurance from The Hartford, you must be a member of AARP and age 50 or older.
ARP offers a wide range of member-only perks, including discounts on dining, travel service, real estate services, health insurance and educational resources, some of which are centered around aging independently. As a nonprofit, nonpartisan organization, AARP works on public service, research and policy efforts intended to better the lives of Americans age 50 and older.
AARP is available in all 50 states, Puerto Rico, U.S. Virgin Islands and the District of Columbia.

Related Articles

** Average savings amounts based on information reported by customers who switched to The Hartford from other carriers between 9/1/22 and 8/31/23. Your savings may vary. Average auto insurance savings is $577 and average home insurance savings is $236. Rate differences for AARP members and non-members vary by state and AARP membership tenure. Auto/Home discount is available only to policyholders who have both their auto and home (or condo or renters) insurance through the AARP Auto & Home Insurance program from The Hartford. The Hartford does not write new business in all areas, including the states of CA and FL.
 
§ Availability of RecoverCare benefit and benefit levels vary by state. The Hartford RecoverCare Advantage® is a registered mark of The Hartford.
 
§§ Terms and conditions apply.
 
‡ Terms and conditions apply. Accident Forgiveness and the Disappearing Deductible are not available to CA policyholders.
 
‡‡ Terms and conditions apply. Availability varies by state.
 
‡‡‡ Based on one car and driver; individual rate/premium/savings will vary based on actual coverage selections and characteristics of vehicle(s)/driver(s).
 
Additional disclosures below.
AARP® Auto Insurance
Quick Links
FAQs
For AARP® Members
Additional Resources
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.
 
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.
 
The AARP Auto Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA, by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MA, by Trumbull Insurance Company; and in PA, by Nutmeg Insurance Company and Twin City Fire Insurance Company. The AARP Home Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Nutmeg Insurance Company. The Hartford does not write new Home business in all areas, including the states of CA and FL. Savings, benefits and coverages may vary and some applicants may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.
 
1 In Texas, the Auto Program is underwritten by Redpoint County Mutual Insurance Company through Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Redpoint County Mutual Insurance Company. The Home Program is underwritten by Hartford Insurance Company of the Southeast.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.