Wyoming Car Insurance

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Discover savings and benefits with the AARP® Auto Insurance Program from The Hartford.
 

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Discover savings and benefits with the AARP® Auto Insurance Program from The Hartford.
 

Get a Quote

Discover savings and benefits with homeowners insurance from The Hartford.
 

Car Insurance for Wyoming Drivers

Welcome, Wyoming drivers!  Home to Yellowstone and Grand Teton National Parks, and several national monuments and historical landmarks, Wyoming offers many reasons to be on the road. As you head out to enjoy the natural beauty or tackle a new adventure, you want to feel secure as you travel the scenic byways of Wyoming. You can trust in car insurance from the AARP® Auto Insurance Program from The Hartford,1 because we’ve been protecting Wyoming AARP members and their families since 1984.

Are you in the market for car insurance? We can help. Read on to learn more about buying car insurance in Wyoming, and request a quote from the AARP Auto Insurance Program from The Hartford. The AARP Auto Insurance Program from The Hartford has the reputation for integrity and trust that experienced drivers look for, along with high customer ratings for claims services.


Car Insurance Benefits Offered to Wyoming Drivers

Wyoming drivers could receive valuable car insurance benefits from the AARP Auto Insurance Program from The Hartford, including:
 
  • 12-month Rate Protection
  • Lifetime Renewability
  • New Car Replacement§§
  • Accident Forgiveness
  • Disappearing Deductible
  • 24/7 Claim Service

Required Car Insurance Coverages in Wyoming

Wyoming state law requires liability car insurance at the following minimum limits:2
 
  • $25,000 for bodily injury, per person per accident
  • $50,000 for bodily injury, total per accident
  • $20,000 for property damage per accident

Proof of Car Insurance in Wyoming

Wyoming state law requires you to furnish a copy of your car insurance ID card if requested by a police officer or other party if involved in an accident. That’s why it’s a good idea to keep a copy of your car insurance ID card in the vehicle with your registration. For added convenience, Wyoming is now among the states that will accept an electronic copy of your ID card. With The Hartford’s mobile app, you can store your ID card right on your mobile device. Visit the App Store™ or Google Play™ for more information.


Wyoming Uninsured Driver Facts

According to a 2012 Insurance Research Council report, 8.7% of Wyoming drivers are uninsured. This is below the national average of 12.6%.3

If you’re in an accident with an uninsured (or underinsured) motorist, it could be financially devastating. Although the state of Wyoming does not require you to purchase uninsured/underinsured motorist coverage, The Hartford does offer this valuable benefit to give you peace of mind.


Additional Car Insurance Coverages Available to Wyoming Drivers

For added protection, Wyoming drivers may also be eligible for the following coverages from the AARP Auto Insurance Program from The Hartford:
 
  • Comprehensive
  • Collision
  • Roadside Assistance
  • Underinsured Motorist Coverage
  • Increased Rental Reimbursement
  • Medical Payments

Staying Safe on Wyoming Roads

As you travel through Wyoming, there are a number of safe driving laws meant to protect you on Wyoming’s highways and byways. Here are just a few:4
 

Wyoming Seat Belt Laws:

Wyoming does not currently have a mandatory seat belt law, but you can still be ticketed for not wearing your seat belt if you’re pulled over for another motor vehicle violation. 


Wyoming Distracted Driving Laws:

Wyoming strongly discourages distracted driving, that’s why texting while driving is banned in the State of Wyoming.


Wyoming Teen Driver Laws:

Getting a driver’s license is a rite of passage for all teenagers, and Wyoming wants to be sure they stay safe in the process! Wyoming has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.
 
 
 
 
 
§ Availability of RecoverCare benefit and benefit levels vary by state. The Hartford RecoverCare Advantage® is a registered mark of The Hartford.
 
If you are age 50 or older, once you're insured through this Program for at least 60 days, you cannot be refused renewal as long as applicable premiums are paid when due. Also, you and other customary drivers of your vehicles must retain valid licenses, remain physically and mentally capable of operating an automobile, have no convictions for driving while intoxicated and must not have obtained your policy through material misrepresentation. Benefit currently not available in HI, MI, NH, NC and TX.
 
§§ Limitations apply.
 
First Accident Forgiveness and the Disappearing Deductible, are only available with the Advantage Plus package. A policy without these benefits is also available. (Call for details.) To qualify for the Accident Forgiveness benefit in most states, all drivers on the policy must have a clean driving record (no accidents or violations) for five consecutive years. First Accident Forgiveness is not available to CA policyholders. To qualify for the Disappearing Collision Deductible benefit in most states, all drivers on the policy must have a clean driving record for three consecutive years. NY drivers are not eligible for the complete disappearance of the deductible, although it will be reduced to a minimum of $100. The Advantage Plus package option, the Disappearing Deductible benefit and the Accident Forgiveness benefit are not available in all states.
 
‡‡ One Deductible applies for any Home policy (Home Advantage or not) if Auto policy is also insured with The Hartford and includes the Advantage Plus package coverage.
 
Additional disclosures below.
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.

The AARP Automobile & Homeowners Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. In California, the Program is underwritten by Hartford Underwriters Insurance Company. In Washington, the Auto Program is underwritten by Hartford Casualty Insurance Company, and the Home Program is underwritten by Trumbull Insurance Company. In Michigan, the Auto and Home Programs are underwritten by Trumbull Insurance Company. In Minnesota, the Auto Program is underwritten by Sentinel Insurance Company, and the Home Program is underwritten by Trumbull Insurance Company. In Pennsylvania, the Auto Program is underwritten by Trumbull Insurance Company, and the Home Program is underwritten by Hartford Underwriters Insurance Company. Homeowners product is not available in all areas, including the state of Florida. Specific features, credits and discounts may vary and may not be available in all states in accordance with state filings and applicable law. Applicants are individually underwritten and some may not qualify. The program is currently unavailable in Massachusetts, Canada and U.S. Territories or possessions.

1 In Texas, the Auto Program is underwritten by Southern County Mutual Insurance Company through Hartford Fire General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Southern County Mutual Insurance Company. The Home Program is underwritten by Trumbull Insurance Company.