Car Insurance Denver, CO

Get a Customized and Free Car Insurance Quote in Denver

Whether you’re on your way to watch a game at Coors Field or headed to check out the Denver Botanic Gardens, you deserve to feel protected on the road. And with challenges like severe weather and congested traffic conditions, drivers in Denver need car insurance they can count on.

What Are the Minimum Requirements for Auto Insurance in Denver?

• Bodily injury liability: $25,000 per person, $50,000 per accident
• Property damage liability: $15,000 per accident

How Much Is Auto Insurance in Denver, CO?

• Type of vehicle, including year, make and model
• Average miles driven per year
• Driving record, including any speeding tickets
• Claims history
• Deductible amount

Discounts and Savings for Denver Car Insurance

• Bundle insurance: You could save up to 12% on your auto insurance and up to 20% on your homeowners, renters or condo insurance when you bundle your policies.**
• Pay in full: You’ll get a discount if you pay your premium in full for the year instead of making monthly payments.
• Complete a driver safety course: You can receive a safer driver discount by taking an approved driver training course.

Denver Car Insurance Coverages

With the AARP Auto Insurance Program from The Hartford, you can get the car insurance coverage you need to have peace of mind on the road. In addition to the required amounts for bodily injury liability and property damage liability insurance, you can add the following insurance coverages to your policy for extra protection:

• Uninsured motorist bodily injury coverage to help pay for medical bills if you’re in an accident with a driver who doesn’t have insurance.
• Comprehensive coverage, which helps cover damages from non-collision events.
• Collision insurance, which helps pay the cost to repair your car after you hit another vehicle or object.
• Emergency roadside assistance to help with roadside emergencies, like a dead battery or flat tire.
• Rental car reimbursement coverage, which helps pay for a rental car if you’re not able to drive your vehicle after it’s damaged in an accident.
• Medical payments to help cover medical expenses after a car accident, like treatment and rehabilitation costs.⁴ 

Denver Car Insurance Quotes

The AARP Auto Insurance Program from The Hartford has been protecting Denver drivers and their families since 1984. To learn more about the coverages and benefits available to you, get a car insurance quote from The Hartford today.